Avoiding UK winter by living abroad

Barkin

Indout96 said:

Also a lot of home insurance limit your time away from home to 30/31 days.

Really? That seems like a very strange stipulation to me. I thought the norm was only that the home cannot be unoccupied for longer than a specified period.

elsien

It's a pretty normal stipulation, the specified period on your average policy being either 30 or 60 days depending on the policy. Anything more than that tends to need something a little more specialised. 

Barkin

elsien said:

It's a pretty normal stipulation, the specified period on your average policy being either 30 or 60 days depending on the policy. Anything more than that tends to need something a little more specialised. 

I'm not disputing that home insurance policies stipulate a max. period that the property can be left unoccupied.

I am, however, disputing that a home insurance policy can place a restriction on how long I can stay out of the country. 
My own policy does state that the property can't be unoccupied for more than 60 days, but it doesn't stipulate that the occupier must be me. 

strawb_shortcake

My friends parents used to spend 3 months abrad every winter, when her Dad approached his late 70's the travel insurance jumped massively and made it  less viable financially.

elsien

Barkin said:

elsien said:

It's a pretty normal stipulation, the specified period on your average policy being either 30 or 60 days depending on the policy. Anything more than that tends to need something a little more specialised. 

I'm not disputing that home insurance policies stipulate a max. period that the property can be left unoccupied.

I am, however, disputing that a home insurance policy can place a restriction on how long I can stay out of the country. 
My own policy does state that the property can't be unoccupied for more than 60 days, but it doesn't stipulate that the occupier must be me. 

Fair enough, I missed that interpretation was just presuming any occupier.