Buying a little piece of Middle England; Manifesting my way to mortgage free.

debtfreewannabe321

MovingForwards said:

Just caught up and congratulations finding a new home and buyer for yours.

Be very careful taking on new credit before completing the purchase as your MIP is based on current income, outgoings and debt. Personally I'd say keep saving and selling things.

Turn your readings, past life etc into a paid sideline as there's a lot of calls for good people, develop it further after moving.

Thanks @MovingForwards I have done a few readings in the last few weeks actually so all money has gone into the pot, I also have had requests for some past life regressions. I don't advertise nearly as much as I should so it's definitely something I can look into more. 

The only thing outstanding to save for is removals (I have more than enough for conveyancing now), and last time they allowed us to pay on the day of removals (we just put down a deposit) so I could probably get away with using a card then......but I really don't want to so we'll keep chipping away at my goal.  

debtfreewannabe321

Thanks Redo, Beanie and LWAP we do have a garage actually in the new place but it is currently filled ( no exaggeration here either) with wood. The guy selling has said he will clear it out, then DP was like NOOOOOOOoo we will have it! I mean it is free fuel for the two log burners.....BUT!!

He did say he would condense it to one area as it is strewn everywhere right now, so I think we will be left with perhaps a quarter of the space left Lucky DP will have a room in the house to use as an office as there is zero space to make one in the garage right now. Maybe after all the wood is burned we will find some space

debtfreewannabe321

Savings is at £2541.07 (just the EF I have other pots going too). Next goal is £3000! DP & I have both made sales today that have cleared a little more space & tipped the EF over 2.5k  
I have cashed out a little more money on v1nted and a survey site both are yet to hit my account though, I will add them to the signature to keep track as they arrive. 

So, I have been busy all day, NSD though so that is good. Dinner is easy thankfully as I feel utterly drained. I accompanied my friend to her radiotherapy appointment and it was basically a 3 hour drive for me to get to hers, then hospital then back to her and back to mine- I did manage to drop off my old distiller to my sister though so it has cleared out 1 kitchen cupboard- woop...my goal is 4 though so more to be culled yet!! I have made some falafels which fed us at lunch in a nice toasted sandwich with salad and have enough that will last until tomorrow too. Sausages mash, greens & beans for dinner (yum was really fancying this). I have booked and saved a food slot for Sunday but I still haven't had time to do the real shop I have just thrown a load of things in there to save the slot. I best do this or 60kg of broccoli will be turning up Sunday and that is about it.

I have a few more things to be collected but they are all free things at the mo, nothing else has sold for cash (aside from bits just collected this afternoon.)
DP & I are going out with my sister and her partner at the weekend so I need to organise a meal the kids can cook on their own and I need to find something to wear that actually fits well! Our solicitors are on the ball, we dropped off the fixtures and fittings and other property forms this morning with all the building reg sign off bits of paper etc and within two hours they had messaged to say all uploaded and they are sending a contract to the buyers of our house to look over already. This took our last solicitors weeks before (although to be fair to them I was selling with my ex and it was a pain as he had to sign everything and he is other end of country!)

No more decluttering or anything this week I don't think, probably am accompanying my friend again tomorrow and Saturday I am out. I have until end of June to do it all on my timelined checklist anyway so all good so far. 

debtfreewannabe321

Shopping is done- broccoli is down to just one rather than £30 worth coming in at less than £120 at the moment so hoping I don't need to add anything else to it now and I will still be on budget (for the first time in ages!)

HotDog2020

Well done you are really organised and by the sounds raring to go to. You have much energy which I am most defo jealous of. Well done everything looks to be in hand, and it looks like everything will go to plan..Good luck.

beanielou

You are on fire 

dawnybabes

The first t8me I internet shopped I had a single carrot delivered and about £40 worth of steak ! 

debtfreewannabe321

Thanks all for popping in - @dawnybabes I remember years ago doing an online shop not sure if it was my first but anyway... about 50 bananas turned up 🤣 I thought it was each banana so added about 10 and basically ten bunches turned up 🤣🤣 we ate a lot of banana bread for those few weeks lol

Well I've had a busy day and kind of wish I hadn't. This morning my friend messaged and said it's okay my neighbour can take me to the hospital so you don't need to. So I thought, ah good I can get on with stuff. Sent her a message wishing her well and then went to carry on with my day. Then DP reminds me a surveyor is coming out to do a mortgage valuation survey on our house so my brain is like ughhh need to clean house quickly, then my friends group on WA starts pinging 'yay can't wait to see you all I'm heading over now!' and I was in a bit of a panic as to what, where, when and have I agreed to this already 🤣 scatty should be my middle name. Basically yes I had agreed and it was a twenty minutes drive away and the survey guy was due out between 12-1 so I had a few hours to get there, and I had to leave immediately upon reading back on the whatsapp group, catch up and drink tea and drive back. I made it- just! And thankfully DP had had a quick clean and hoover round the house for me so all good. It all went well and the guy said shouldn't be any problems. 

I came over with awful tummy cramps earlier when out and just generally not feeling very well so after all that I decided to lay on sofa. I was just dozing off and I hear a faint tap on the glass . .. my ex is stood outside the window waving. You could have picked my jaw up off the floor. He thought he was expected. He was not. BOTH children failed to tell me he was coming over as he was in the area on a work thing. Ugh. Kids!!! So anyway I jump up kinda try to re-dress myself as I was in a state of half dressed-ness and hurry to the door. Then had to make small talk till he took DS to collect DD from school. 

I'm back on sofa. House is empty. For now. I've asked ex if he will have kids when we move home if it happens to fall in the holidays and he's agreed which is great means we can move without them ...I may try to palm the dog off on them too as he gets very upset with moving and unsettled. 

Wasn't a NSD as surprise tea and cake meet up (well I was the only one surprised everyone else had remembered 🤣) at least I don't need to cook dinner for the kids, ex is taking them to a subway I think - even though the nearest one is thirty minutes drive away! I think I will skip dinner as tummy not good and DP can sort his own out. I think I need a hot salt bath and bed as I'm supposed to be going out tomorrow and right now can't even imagine it as feeling so awful 😞....and breathe. 

When will I ever have a day where I do nothing? I thought quitting work would enable a few of those but none as of yet 😆

Still no SSTC on the house we are buying grr, PB are so slow .... We were hoping for it to be up there so the guy we're buying from can make a firm offer if he sees something he loves at the weekend and say yes, look, see, I am SSTC! It is saying under offer though so hopefully good enough. We've sent everything we needed to prove we are ourselves and we have funds. So it is literally just PB being slow.

Right I'm off I could ramble forever couldn't I. Sorry 😆

beanielou

What a day!! 

debtfreewannabe321

Beanie it really has been and horrendous stomach cramps keep stopping me in my tracks! Ugh. 

Anyway we have a SSTC on the house we're buying! Yay! It's off the market!! Very excited...they were cutting it a bit fine being done for the weekend but it's done 😀👏...not much else we need to do now aside from wait. Our solicitors will start searches and we've signed everything we need to, for now. 

Oo I hear kids back ....best be off.