Buying a little piece of Middle England; Manifesting my way to mortgage free.

HotDog2020

I love the rainy day cloud, I wish you all the best on the job front - keep perservering eventually something will turn up and I am sure even if it is 15 miles a way it will still boost your funds somewhat. Don't look at it as stress booster more as a pleasure to find out how each company operates - I was once told this and it is a lot more fun then going for a plain job interview! There is a lot of expenses to moving, would you downsize or move to a cheaper location - would it really add that much value to move? something to weigh up, especially if you like where you are? All the best. HotdogX

Watty1

Just had a lovely catch up on here.  I totally get the decision making. For me the EF would be the priority but that is me and keep paying the interest free loan as it is interest free but we are all different .Rarely is there a wrong decision

debtfreewannabe321

HotDog2020 said:

I love the rainy day cloud, I wish you all the best on the job front - keep perservering eventually something will turn up and I am sure even if it is 15 miles a way it will still boost your funds somewhat. Don't look at it as stress booster more as a pleasure to find out how each company operates - I was once told this and it is a lot more fun then going for a plain job interview! There is a lot of expenses to moving, would you downsize or move to a cheaper location - would it really add that much value to move? something to weigh up, especially if you like where you are? All the best. HotdogX

Morning yes I have applied for a fair few now, I got emailed a couple more last night that I sent the application off to as well. That's a good way of looking at it to be honest, I will have to remember this one! We love the house but not the area I kind of wish we had never moved here. The house is perfect though, great size compared to my last one but just not in a great town. It is very busy some days with local events but other days the shops are only open 10-3 and sometimes you go down there and they have stuck a note on saying, sorry it was quiet we went home I kind of like the laid-back-ness some days, and other days, well, that girl who's from London gets irritated and wants convenience and the city back it is a good lesson for me for sure being here! I don't think it will add monetary value but maybe more value to our every day lives if that makes sense.

Watty1 said:

Just had a lovely catch up on here.  I totally get the decision making. For me the EF would be the priority but that is me and keep paying the interest free loan as it is interest free but we are all different .Rarely is there a wrong decision

Hi @Watty1 how are you? Yes I think everyone is right on the EF and that is where my priority will move to. I find the loan a sticking point as I hate debt but at 0% I really don't want to shift my focus all to that for 6 months to pay it off...i could be saving that money in a 5-6% saver instead (and if I wanted to, pay off the balance at the end of the year and have some left over). I think you're right though, savings is savings, be it on a mortgage loan, in a higher interest savers account or paying off the loan to bring money back into the budget...can there be a wrong decision? Probably not. At least I am not getting into more debt

debtfreewannabe321

Morning all, well I have been in touch with a friend I did a course with yesterday and this morning and I've suggested we meet up regularly to swap skillsets to give us some confidence in perhaps selling this to the public I would like to practice my past life regression and meditation courses with her (as I've written a new course recently) and she would like to practice reiki and past life regression too. So this is quite exciting and has kind of spurred me on to perhaps sell my skills in that way rather than pimping myself out as a lowly paid supervisor...I could make the same in one and a half sessions (2.5 hours work) what I was making in a week (12 hours work)....I just have very little confidence in myself as the years pass me by.... It is something to work towards though and perhaps I could take a job in the meantime (if I can get one...I noticed I was turned down by one not so long ago for being overqualified.) Hmph. 

Anyway nsd today it has to be. I have no money left well technically that's not true I have around £20 but it is NOT to be spent on food (my mantra for today lol)...

DP has pulled apart two old computers and has listed parts on bay of e that he thinks he can sell! He's made his first sale today after some negotiating in messages on price he says if it worthwhile that is what he will do regularly, find old computers and pull them apart....we like to think we are helping the massive problem of everything going to landfill too...
I think that money is going into his 'hobby' fund but I am not bothered, because it means that hobby is self-sufficient. 
I am working on my hobby too, I am really enjoying it at the minute. It makes a change from my usual hobby of painting, I feel like I am all painted out at the mo after three do-er uppers in a row has killed that passion. For now. 

Lazy day planned, dog walk, cook some food, do some washing, and do some more of my online course. My friend cancelled until tomorrow but I am kind of glad, the house is a mess and I need to go clean and hoover it.

This is the lull part of the month, nothing much happening, waiting on pay day..........would love to get to the point where we have no lull and we don't even realise we have been paid because we have so much money left in the budget (does this ever happen?)......

~FlowerPot~

debtfreewannabe321 said:

Morning all, well I have been in touch with a friend I did a course with yesterday and this morning and I've suggested we meet up regularly to swap skillsets to give us some confidence in perhaps selling this to the public I would like to practice my past life regression and meditation courses with her (as I've written a new course recently) and she would like to practice reiki and past life regression too. So this is quite exciting and has kind of spurred me on to perhaps sell my skills in that way rather than pimping myself out as a lowly paid supervisor...I could make the same in one and a half sessions (2.5 hours work) what I was making in a week (12 hours work)....I just have very little confidence in myself as the years pass me by.... It is something to work towards though and perhaps I could take a job in the meantime (if I can get one...I noticed I was turned down by one not so long ago for being overqualified.) Hmph. 

amazing, defiently think you should go for it and working alongside another person with similar skills hopefully you can bounce ideas off each and help boost each other moving forwards.

I would be really interested in the past life regression, but no idea if you could do that from a distance ??

I really wish I knew someone locally to do this. I have my healing work, but need to expand it somehow. Sharing ideas and skills with someone who is like minded is very valuable, for both sides!

beanielou

Yes. You can do the past life regression from a distance. 

debtfreewannabe321

~FlowerPot~ said:

debtfreewannabe321 said:

Morning all, well I have been in touch with a friend I did a course with yesterday and this morning and I've suggested we meet up regularly to swap skillsets to give us some confidence in perhaps selling this to the public I would like to practice my past life regression and meditation courses with her (as I've written a new course recently) and she would like to practice reiki and past life regression too. So this is quite exciting and has kind of spurred me on to perhaps sell my skills in that way rather than pimping myself out as a lowly paid supervisor...I could make the same in one and a half sessions (2.5 hours work) what I was making in a week (12 hours work)....I just have very little confidence in myself as the years pass me by.... It is something to work towards though and perhaps I could take a job in the meantime (if I can get one...I noticed I was turned down by one not so long ago for being overqualified.) Hmph. 

amazing, defiently think you should go for it and working alongside another person with similar skills hopefully you can bounce ideas off each and help boost each other moving forwards.

I would be really interested in the past life regression, but no idea if you could do that from a distance ??

I really wish I knew someone locally to do this. I have my healing work, but need to expand it somehow. Sharing ideas and skills with someone who is like minded is very valuable, for both sides!

Yes you can as @beanielou says! Dependant on wifi not messing about 😃😆 I had a lady on my course who was in a different country so she did the whole course online on a zoom call. We practiced on one another for at least six months after the course finished. I had a sometimes doggy connection (unsure if it was her or me) but it is possible and for the most part it was good. You don't want to be losing a connection half way through hypnotising someone really but we set intentions for you to be able to re-join a call again. I prefer to do it in person when it is me being hypnotised but basically all hypnosis is self-hypnosis we are just there to help you relax and find that past life memory I believe we all hold in our DNA 💞 

debtfreewannabe321

Wasn't a nsd after all. We took a wander in a local town with the dog. Found a new pair of designer shorts in a CS. Picked them up for £10! 

Brought them home, took pictures and listed on v1nted for £18, accepted an offer on £15 within an hour of buying them and will send them off in a little bit.

Does that still count as a NSD as technically we bought something and sold it back on again within an hour for profit 🤣🤣🤣 don't get the money until they receive them though. I also bought a designer top for myself which was £4 so overall we have made £1 😃 that's the way to do it....

debtfreewannabe321

Can't remember if I posted a pic of these before but they are delicious...soaked and blended dates, with a spoonful of cacao, dessicated coconut, five drops of Orange oil and made into little balls and coated in more coconut and then put in the fridge for a few hours ...my favourite healthy treat!

skint_spice

Those look delicious!