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Right to rent checks, IDVT needed

pieroabcd
pieroabcd Posts: 737 Forumite
Fourth Anniversary 500 Posts Name Dropper
edited 3 January 2024 at 1:28PM in House buying, renting & selling
Hello,
I've read that in order 5o take in a lodger I have to do a Right to rent check, otherwise I may be fined.
I could do it myself, but holding the lodger's data is a minefield because od the GDPR.

Can someone recommend an IDVT that doesn't cost an eye and a leg, please? All those that I've found seem to either do only basic checks (while the Gov wants medium) or work only in stocks for letting agents.

Frankly all these complications make me want to pull out entirely.

Thanks.

Comments

  • pieroabcd
    pieroabcd Posts: 737 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    edited 3 January 2024 at 2:15PM
    Hello,
    I've read that in order 5o take in a lodger I have to do a Right to rent check, otherwise I may be fined.
    I could do it myself, but holding the lodger's data is a minefield because od the gdpr.

    Can someone recommend an IDVT that doesn't cost an eye and a leg, please?
  • silvercar
    silvercar Posts: 50,246 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    edited 4 January 2024 at 9:30AM
    This would be more appropriate on the housing board. I will ask the forum team to move it over.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • FreeBear
    FreeBear Posts: 18,306 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    edited 4 January 2024 at 9:30AM
    pieroabcd said: I've read that in order to take in a lodger I have to do a Right to rent check, otherwise I may be fined.
    I could do it myself, but holding the lodger's data is a minefield because of the gdpr.
    You just need to take a copy of their ID along with any visa if they are foreign. The GDPR rules allow you to retain this information for your own records.
    The chances of any government body checking up on you for either doing a Right to Rent check or GDPR compliance is extremely remote.

    Any language construct that forces such insanity in this case should be abandoned without regrets. –
    Erik Aronesty, 2014

    Treasure the moments that you have. Savour them for as long as you can for they will never come back again.
  • la531983
    la531983 Posts: 3,642 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Who is actually checking?I had a lodger for years and did nothing like this.
  • pieroabcd
    pieroabcd Posts: 737 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    edited 4 January 2024 at 9:30AM
    FreeBear said:
    pieroabcd said: I've read that in order to take in a lodger I have to do a Right to rent check, otherwise I may be fined.
    I could do it myself, but holding the lodger's data is a minefield because of the gdpr.
    You just need to take a copy of their ID along with any visa if they are foreign. The GDPR rules allow you to retain this information for your own records.
    The chances of any government body checking up on you for either doing a Right to Rent check or GDPR compliance is extremely remote.

    Don't I need to notify someone (or some institution) that I'm keeping a copy for my own records? I've read of some registration required, somewhere.

    I vaguely remember that maybe the GDPR applies only to companies keeping records rather than to individuals like private landlords? I'm not at all sure though.
  • pieroabcd
    pieroabcd Posts: 737 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    It's all explained here https://www.gov.uk/check-tenant-right-to-rent-documents
    Basically you need to check that your lodgers have an entitlement to live in the UK.
    It's extremely easy when the lodger is an EU national because you can use the share code and you don't need to store their personal data.
    It's a nuisance in all other cases (including UK and Irish nationals) because you need to store for some time a copy of their passport/documents, that is sensible private information, that may require special care because of the GDPR.

    Now I don't know if the GDPR applies to private landlords keeping records of their lodgers, I really don't know, but it's stuff to be checked carefully.

    An IDSP doing the checks for you would relieve you from the burden of storing those records.
  • FreeBear
    FreeBear Posts: 18,306 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper Photogenic
    edited 4 January 2024 at 9:30AM
    pieroabcd said:
    FreeBear said:
    pieroabcd said: I've read that in order to take in a lodger I have to do a Right to rent check, otherwise I may be fined.
    I could do it myself, but holding the lodger's data is a minefield because of the gdpr.
    You just need to take a copy of their ID along with any visa if they are foreign. The GDPR rules allow you to retain this information for your own records.
    The chances of any government body checking up on you for either doing a Right to Rent check or GDPR compliance is extremely remote.

    Don't I need to notify someone (or some institution) that I'm keeping a copy for my own records? I've read of some registration required, somewhere.

    I vaguely remember that maybe the GDPR applies only to companies keeping records rather than to individuals like private landlords? I'm not at all sure though.
    Notifying anyone is not a requirement as far as I am aware.
    As for the GDPR, there is an exemption as long as the records are being retained for personal use. i.e. Legal obligations and not redistributed willy-nilly.

    Any language construct that forces such insanity in this case should be abandoned without regrets. –
    Erik Aronesty, 2014

    Treasure the moments that you have. Savour them for as long as you can for they will never come back again.
  • People get worried about GDPR.
    Don't save the data electronically, and you're fine. You don't need to register.
    https://www.lodgerlandlord.co.uk/what-obligations-do-you-have-under-data-protection-rules/



  • pieroabcd
    pieroabcd Posts: 737 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    This is really great, thanks!!
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