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I turned down the flow temperature of the water going through the radiators years ago to 40 degrees and set the thermostat at 16 degrees and the flat I live in is warm enough for me with those temperatures when I need the heating on. I went from using 5000 kWh of gas per year down to 900 kWh of gas within 12 months. I also don't put the heating on, most years until late November/ Early December and it goes off in Mid February as I find the flat is warm enough.
It's commonly said that reducing inside temperature by 1°C reduces fuel consumption by 10%. That can't hold over a wide range, but does show that relatively small changes at the thermostat can make a worthwhile difference.
I know I'm in a 1 bed flat well insulated but I feel the cold so my heating is on all the time I am up at 18/20 degrees 16 when I go to bed
Last night I switched down to 16 and at 11.30am now my room is still 17.3 having not cranked it up yet
So more accurately your heating isn't on all the time - the thermostat is switching it off - and keeping it off overnight - at least last night - because the flat isn't currently losing 2-4 degrees C.
Most people would do the same - drop thermostat if going out or overnight - my parents have done ever since getting central heating in the 80's.
Some have nice programmable or smart thermostats - that mean you don't even have to do it yourself.