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Well, here I go again...

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  • Good morning. Yesterday was a busy day. Back to school for the children, swimming for DS2 and then we had DHD for an hour in the afternoon. 
    Mt phone bill came out yesterday, £13.50 so I signed in to have a look as wasn't sure what data I had, 5gb. I looked on the website and I can get 12gb for £9 (would be less with DHs discount) so going to look at that this afternoon.
    TMI alert: I also spent £64.34 on period underware for DD2 (7 pairs). I bought DD3s before Christmas and said I'd get DD2 when they went back on offer. They should have been £107 so almost half price. We tried shop brand and they were a disaster! Arriving on holiday to find they had leaked drastically, they are worth the spend.

    This morning the Barclaycard payment has come out so another £111.24 paid off. Off to the hospital with DD2 this morning and then need to nip shopping on the way home so will be a spending day.

    £1127.50/££9813.84 paid £8686.34 to go
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
    Mortgage £51215. Total debt now £59497
  • charlies_tribe
    charlies_tribe Posts: 1,606 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 1 February 2024 at 4:08PM
    Good afternoon.

    I've really struggled with my mental health through January and stopped posting on here. Thought I'd give an end of month update though. I've tried to keep track of everything this month so I know where every penny is going.
    Bills £1284.41
    Debt £190.39
    Grocery £849.18
    Dh work £42.75
    Other £116.13 plastic storage boxes, passport, passport photos
    Occasions £29.25 mums birthday
    Pets £17.00
    Takeaway £68.65 1 family mcds and one for DD1 and dgd for running me about
    Kids £338.93 (this seemed alot more than normal)
    Clothing £64.34
    Travel £130.51

    We did have £470 left over but as we've switched to UC near the end of the month we won't get any help until March so I've put it away as I think it'll be needed.

    1155.81/9813.84 paid 8658.05 to go
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
    Mortgage £51215. Total debt now £59497
  • twiggy86
    twiggy86 Posts: 2,677 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Well done for continuing to track even though you were struggling. Hope you're feeling better now x
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £6,450.00
    Total paid off - £9,150.89 (58% paid off)
  • charlies_tribe
    charlies_tribe Posts: 1,606 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good afternoon
    I haven't paid any more than minimum for the last couple of months as we have transferred over to UC. Hopefully we will be able to pay a little more off now.

    February
    Mbna 50.33
    Barclaycard 107.91
    Klarna 28.31

    March
    Mbna 49.82
    Barclaycard 104.67

    Total 341.04

    1496.85/9813.84 paid 8317.01 to go
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
    Mortgage £51215. Total debt now £59497
  • Hey - Every payment is a step closer. 

    Keep up the good work. 
    Gambling Addict - Acting now before it's too late. Gambling losses well over 25k. 

    Current Situation Started Posting in Apil 24:
    Unsecured Personal Debt - June 2025
    Natwest CC 0% - £3000 (Cleared November 2024)
    Lloyds CC 0% £4500 - £1000
    Barclaycard CC 0% £12,567 - £7800

    10/6/24 - 16 MonthsGamble Free - Longest in years. Gambling is an illness. Seek help. It is not worth your life. 
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