We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Enforcing a CCJ against a Builder

2»

Comments

  • pumbaa
    pumbaa Posts: 68 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Follow up on this now old thread.

    Having failed to try this clown down, I've now discovered that he has been declared bankrupt. Not a complete surprise as I suspected that was his plan all along to avoid lingering liabilities.

    I'm now after advice as to what my options are to at least get something back. To some extent, I've gone past caring about the money (not completely, but its not the overriding factor now). I just want to bring this guy to some form of justice and own up to his responsibilities.

    I do have at least two addresses now. Is my best bet high court enforcement action? Any advice gratefully received
  • user1977
    user1977 Posts: 19,207 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 24 July 2024 at 7:22AM
    pumbaa said:

    Is my best bet high court enforcement action? 
    Against which party? I thought your judgement was against the limited company? Does it still exist and have any assets? The fact he is (personally?) bankrupt doesn't necessarily mean the company isn't solvent, though it seems unlikely.
  • pumbaa
    pumbaa Posts: 68 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    The Company is still listed as active on Companies House. Strike off action was attempted but I put a block on it due to outstanding liabilities. He is a named co-director with his ex-wife. I can add links if needed or take this to a DM
  • user1977
    user1977 Posts: 19,207 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    None of that means it actually has any assets though. And if there are other creditors then you'll be sharing out anything that's left with them.
  • fatbelly
    fatbelly Posts: 23,633 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    If your debt predates the bankruptcy you just need to contact the OR as a creditor to the bankruptcy. You will be lucky to get anything back.

    HCEOs in that scenario will be useless as his assets are now owned by the Official Receiver.
  • pumbaa
    pumbaa Posts: 68 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    fatbelly said:
    If your debt predates the bankruptcy you just need to contact the OR as a creditor to the bankruptcy. You will be lucky to get anything back.

    HCEOs in that scenario will be useless as his assets are now owned by the Official Receiver.
    That's the kind of direction I was seeking. Can I just clarify what OR and HCEO are in this context please?
  • user1977
    user1977 Posts: 19,207 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 24 July 2024 at 12:52PM
    pumbaa said:
    fatbelly said:
    If your debt predates the bankruptcy you just need to contact the OR as a creditor to the bankruptcy. You will be lucky to get anything back.

    HCEOs in that scenario will be useless as his assets are now owned by the Official Receiver.
    That's the kind of direction I was seeking. Can I just clarify what OR and HCEO are in this context please?
    Official Receiver and High Court Enforcement Officers.

    But that all seems a red herring if you don't have a judgement against him personally. Which takes us back to what we were trying to explain to you last December...
  • pumbaa
    pumbaa Posts: 68 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    It was against the Company and him as a named director
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.