Joint Bank Accounts

LunaAndBelle

Hi all!

I don’t live with my current partner. They’re with family and I have my own house with a mortgage. 

I’m looking for an account where we can both save an amount into and use primarily for entertainment/holidays. Currently I just use a tesco credit card and pay back in full and their money is transferred over to me. This means we still get the use of the vouchers. However, we are looking for an idea to set some money aside each month instead. 

We both have good credit scores (mine is higher) but I’m not sure how this will impact them linking us together. 

Does anyone have any suggestions or things to be mindful of, that they could share, that would help us please?

Thanks! 

Newbie_John

Obviously the joint account is a solution but if you don't want that.. you can just have an credit card account in one person's name and apply for supplementary card (Amex does that and I assume others) and set up to be paid in full from one of the accounts you/your partner set up for such purpose.

I know people who have been together for 20 years and never wanted a joint account as well as random housemates opening one to pay bills - so that's really up to you

xylophone

Why don't you both open a savings account to set aside money each month?

https://www.thisismoney.co.uk/money/article-1583859/Best-savings-rates-General-savings-Internet-branch.html