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First time money transfer, worth it/do it ?
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One.time
Posts: 30 Forumite
I had 0% purchase and 0% BT in the past , my existing VM card is offering 0% until end of may 2025 (17 months) with 3% fee.
My limit is £3.5k
I have 4 cc. 1 0% purchase 4k max out. 1 0% BT 3k max out. 1 4k limit 0% oversea zero balance
Right now 44.77% ultizatation, as after MT it would be 68.83%
I have money to repay all debt, plan was open amex in Feb, and BC avois in June.
Fee £105. Best saving account 5.5%, 15 months is £240, minus 20% tax
£192.5- 105= £87.5
Is it worth going for it ????
My limit is £3.5k
I have 4 cc. 1 0% purchase 4k max out. 1 0% BT 3k max out. 1 4k limit 0% oversea zero balance
Right now 44.77% ultizatation, as after MT it would be 68.83%
I have money to repay all debt, plan was open amex in Feb, and BC avois in June.
Fee £105. Best saving account 5.5%, 15 months is £240, minus 20% tax
£192.5- 105= £87.5
Is it worth going for it ????
0
Comments
-
Have you used all your ISA allowance?
Very little effort involved in doing it. Do you think that amount of time and effort is worth £87.50?0 -
Have you factored in the minimum payments?0
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