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Barclaycard - PRA
Comments
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PRA will start reporting to the credit reference agencies (by opening a new account) which will show in default.
Be mindful of how this affects you and your future as defaults generally stay on your file for 6 years minimum.If you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing0 -
Thanks folks, so I should expect to see the Barclaycard account showing as closed and the balance £0 but another entry will appear for PRA with the outstanding amount? It actually defaulted in September0
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From my experience yes.freshstart2023 said:Thanks folks, so I should expect to see the Barclaycard account showing as closed and the balance £0 but another entry will appear for PRA with the outstanding amount? It actually defaulted in SeptemberIf you believe you can, you will. If you believe you can't, you won't.
Secured/Unsecured loans x 1
Credit Cards x 8 (total limit £55,050)
Creation FS Retail Account x 1
Creation Credit Sale 0% x 1 = £112.50pm x 20 mths
0% Overdraft x 1 (£0 / £250)
Mortgage Outstanding - £137,707.00 (Payment 13/360)
Total Debt = £7,400 (0%APR) @ £100pm - Stoozing1 -
Thankyou! I’m just being impatient, just would have expected to have heard something by now…it certainly does move slowly0
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