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From Frugal Foundations to Fortified Family Future

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Comments

  • rtandon27
    rtandon27 Posts: 5,941 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Wow GP - you have been channeling your inner Julia Child! - I love that cakes have been made and stashed away. 

    Funnily enough one of the things that my increasingly fussy OH seems to have no problems downing is banana cake in it's different guises which I've done for the past three weeks and it's the only thing in the house that isn't being sniffed at!

    We are going to try home made rice pudding in the s/c this week - nutrient dense with rice and whole milk - the 'nectar of the gods' variety is very expensive and it's the only one he'll eat!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
    Psst...I may have started a diary!
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,853 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    rt - good on you for coming up with foods that appeal to your OH 😁   LG has decided they don't like banana cake again 🙄

    The apple cake sliced up into 18 pieces - I wish I had used the bigger tin really, but 18 is a good yield.  We have each tried an apricot bun - and they met with approval, which actually, I'm thrilled about, for a 4:4:4:2 sponge mix and some 'box' apricots.  I forgot to mention, when I was using spices in the apple cake, and the buns, I did put in a little shaking of garam masala.  The one I bought the other week was really quite fragrant with 'sweet' spices, so I channeled dearest Weezl74's thinking, and used some.  👍.

    DH and LG went out for a cycle ride.  The 3 cooking apples I used up from yesterday's outing have been replaced, by 3 more...... 🤣  I can't complain - the box implores folk to take them, and LG feels they are helping out the family by picking up free courgettes or apples etc.  Can't argue with that 😁

    The washing is folded, the cake ready for freezing and the drying up done and put away.  

    We will have wraps for tea.  I will be able to add in some of the lettuce from the box, rather than waste it.  Iceberg isn't my favourite lettuce, but using up what we have is important, so I'll shred some for the wraps.  Baileys_Babe was making an important point over on Cheery's thread about sweeping leftover budgets over into the next month, or to some saving pot you have in mind etc.  That to me, helps to 'make sense' of the 'WHY' we're trying to live our family life as we do.  For most of this year, any 'savings' have been swept over into the windows fund - which has taken longer to build up than anticipated.  But that is partly because car repairs, and then a new car overtook everything, and became the priority expenditure.  Whatever we spend on the windows (still not to sure whether to have a 'job lot' or priority piecemeal), if there is any saving left over, will immediately then become the 'next home maintenance requirement'.  Currently new carpets/flooring and a new kitchen are vying for attention - neither of which are 'low cost' projects. 

    But in the short term, saving anything to help fund our holiday in HT is the priority.  That's why I'm limping to the end of the month, trying to use up everything we have, and not just abandoning the budget, because any penny saved, will go for spending in October.  Whilst we're away, I'd like (where possible) to say 'yes' to a bag of chips, or an ice-cream or whatever.  I know it's not always possible, but having it as my focus really helps me. I'm already looking forward to this holiday, but (because I am weird), all this trying to save, and plan and budget is an enjoyable part of the process.  Certainly (for me and my temperament), preferable to whanging it on the credit card in a cavalier fashion, and then stressing over the debt at a later stage.  Having to put emergency expenditure on a credit card is a different matter - but I don't want us to be slaves to debt repayment, just because I'm more intent on consuming that thinking things through.  Having said that, LG is only a kiddo once, and the years are flying by, I feel it's important to give LG our time and experiences/opportunities whilst we're still able to.  It's important to strive for balance.

    Greying X
    Pounds for Panes £7,705/£10,000 - start date Dec 2023
     
    Grocery Spend September 2025 £202.18/£200 
    Non-food spend September 2025 £29.44/£50
    Bulk Fund September (month 9 of 12) £4.80/£40 
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