📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

From Frugal Foundations to Fortified Family Future

Options
1258259261263264308

Comments

  • rtandon27
    rtandon27 Posts: 5,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Dearest GP - I was reading this week's free Waitflower paper at lunch time & came across an article about the lovely lady who owns Wahaca - page 13 in resonated & made me think of you and the values you instill in LG... The bit that starts with "My mother in particular did not like to waste food..." - Have a looksee - the last third of the article was full of wholesomeness!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Watty1
    Watty1 Posts: 6,836 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 21 May at 9:00AM
    I love the sound of those books (off to google as might be helpful for fake niece).  Edited to say I found some sample pages on line on the American psychological association website) and that looks fun.  thank you :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • themadvix
    themadvix Posts: 8,772 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Another one here with too much month for food budget (also self-imposed, of course). Creativity will be needed!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • themadvix
    themadvix Posts: 8,772 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Excellent result on the tatties! Definitely wise to swerve the rotting veg - do they really think anyone is going to buy it in that state? 🤢
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • rtandon27
    rtandon27 Posts: 5,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @Greying_Pilgrim - hunny I hate to tell you, but even the cheap coffee at mcd's is 1.39!!!  The average latte or cappucino from 'out' starts at 5, which is why I buy 30p pods and some whole milk and make it at work where they supply a machine!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,598 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    rt - I totally get that - compared to any commercial enterprise - £2 is cheap (depending on the size of the cup, I guess). But I though McD's coffee was supposed to be quite palatable?  And delivery quite 'uniform'?  You get the same in Exeter as in Edinburgh?

    But I'm wondering more - if like with 'eating lunch out' - that I'm saying no on 'default' to any and every opportunity.  I had the time today, a cup of (nice) coffee would have been welcome.  Instead I went home and made myself a coffee when I got in.  The community waste food/eatery/cafe was open too - I *think* they are on a 'pay what you can' basis - but they are a bit hit and miss with quality there, regrettably.  I didn't buy anything at the WI market either - I was contemplating perhaps buying cakes for the troops, but whilst the cakes were covered, I was put off by a huge bluebottle stomping about on the underside of the protecting cover 🤢Understandable if it was outside.... but it wasn't.

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £94.78/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • rtandon27
    rtandon27 Posts: 5,693 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    haha - yes mcd's is passable in a pinch, say on a road trip, and i can confirm it is even the same across the pond as it is here, so there is consistency, but i'm such a tightwad I can't justify anything more than my 30p for my daily brew.
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.