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From Frugal Foundations to Fortified Family Future

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  • Watty1
    Watty1 Posts: 6,857 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Lovely catch up reading about family adventures :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Morning Greying 🌞

    We have clay soil here too which can be very difficult to dig.  We use a small rotavator in the veg patch which helps a lot.  It's still hard work but Mr F says it's better than digging by hand.  I wondered if it was possible to hire one? 

    Fortune x

  • kayannie
    kayannie Posts: 540 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Good luck with your school uniform shopping. When I was at high school (many years ago) all our uniform had to be purchased from just one 'posh' shop in the town where I went to school. I know it was a real struggle for my mum to find the money as dad had been very ill for many years & unable to work. I overheard her talking to a friend, telling her that she almost wished that I hadn't passed my 11+ exam as the cost of going to high school was so high. Luckily for dad, he had an operation several years later & was able to return to work here he stayed until he was 70!

    Your day out at the museum sounds lovely, just the kind of thing we'd have done with our children when they were young. 

    It's an odd sort of morning here, so windy in the early hours that it blew over the bins I'd put out for the dustcart. At 7 am I was running around picking up the recycling that was all over the (luckily very quiet) road. Rain forecast for a few hours this morning before a sunny afternoon. However, looking outside now I can see that we have thick fog/sea mist.
    KA
  • rtandon27
    rtandon27 Posts: 5,713 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 12 August 2024 at 4:38PM
    GP - we too are plodding along when it comes to doing things to the house!  Family Greying are not the only ones who have to work bit by bit! 💖

    We've been in our place three years this month and have finally tackled the 'frontage of the house'.  At some point, former owners converted the front yard into a parking space and a retaining wall planter was put into place.  The box hedges in the planter died a death last summer due to the dreaded box moths.  The soil turned out to be a mixture of clay and builders rubble & is almost impossible to dig!  We cut the dead box down last week (yes a year later) and had to make a couple of trips to the garden centre to purchase soil and plants (on sale) to bring it up to something reasonable.  Once we cut down the two box shrubs we did however get  a full view of just how badly the grout in the damp course had eroded!  Repair has now been added to the never-ending to-do list & we will start getting quotes for the work.  It's not going to happen anytime soon tbh - as there are several other more urgent items that need doing first!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Cheery_Daff
    Cheery_Daff Posts: 17,194 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We too are taking forever over our DIY 🙄 and I confess as I get older I get more vexed by it. Partly a desire to live somewhere finished,  and partly because I'm just aware we're not getting younger,  Mr Cheery in particular has had a few health scares in the last few years and I don't want to end up in a position where he's incapacitated and there are still a hundred unfinished jobs 🙄 

    In our case it's mostly only me with the sense of urgency though, and also me with the lack of time,  so we do clash sometimes about me wanting to get on and him wanting to just hang out. In fact, today being his birthday, we have spent the whole day just hanging out and he has commented need several times on how nice it's been to have me cheerful and relaxed and not wishing I was doing something useful 😬 a lesson for me there,  I think (although in our case of things occasionally got done while I was at work I wouldn't be concerned with filling up my weekends...).

    I think i may consider some kind of leveling if our lawn this autumn,  although likely just me and a bag of top soil filling in more hills and cow hoof prints 🙄😂
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