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Incomplete National Insurance records and the problems getting info from HMRC or DWP

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  • pinnks
    pinnks Posts: 1,549 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    molerat said:
    pinnks said:
    molerat said:
    All 3 accounts that I monitor state "Our records show you have x full years up to 5 April 1975".  Does her record not have anything like that right at the bottom of the list ?
    How many full years does she have and when did she reach SPA ?
    Neither mine, nor my wife's say anything like that but when you count the listed years and compare it with the the number of years shown at the top of the record it is clear that pre-1975/76 years exist but are not listed - this was confirmed by DWP a few years ago when I noticed it.
    This what I see

    How weird.  Min just stops at 1975 to 1976 - I just checked it again to make sure nothing has changed.  Checked my wife's and notice hers is like yours (I thought they were both the same).  I am sure there is a reason for all this but life is too short to try to fathom it, lol
  • xylophone
    xylophone Posts: 45,622 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The rules changed in April 2017 



    The changeover to New State Pension took place on 6/4/ 2016.

    At that point, your wife's "starting amount" for new state pension was calculated as the HIGHER of

    Old Rules

    NI qual.years/30 x £119.30 (Full Basic) + (Additional State Pension - (if applicable) Deduction for Contracting Out).


    New Rules

    {NI qual years/ 35 x £155.65 (Full NSP) } - (if applicable) Contracted Out Pension Equivalent.

    You do not indicate that she was ever a member of a contracted out pension scheme.

    Was 2016/17 a qualifying year?

    What was her weekly amount when she started her SP?



  • pinnks said:
    molerat said:
    pinnks said:
    molerat said:
    All 3 accounts that I monitor state "Our records show you have x full years up to 5 April 1975".  Does her record not have anything like that right at the bottom of the list ?
    How many full years does she have and when did she reach SPA ?
    Neither mine, nor my wife's say anything like that but when you count the listed years and compare it with the the number of years shown at the top of the record it is clear that pre-1975/76 years exist but are not listed - this was confirmed by DWP a few years ago when I noticed it.
    This what I see

    How weird.  Min just stops at 1975 to 1976 - I just checked it again to make sure nothing has changed.  Checked my wife's and notice hers is like yours (I thought they were both the same).  I am sure there is a reason for all this but life is too short to try to fathom it, lol
    Mines same as that but mine says 3 years full up to 5 April 1975
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