Debanked

daabren
daabren Posts: 11 Forumite
Sixth Anniversary Name Dropper First Post Combo Breaker
edited 18 December 2023 at 4:05PM in Budgeting & bank accounts
I have just been been debanked by Santander. I have sent an SUBJECT ACCESS REQUEST and a stern letter re County Court action .
It can ONLY be because of my Brexit views ....however I need a new bank account BUT I am currently in Thailand for 3 years and I think it will be very difficult......
Can anyone suggest a bank that I can open an account from Thailand and is a well trusted bank. I have life savings (not a lot) and just retired 1 year ago and soon , 4 months I will require a download of funds into my Thai bank account to live.....
Help 

Cheers for ANY advice 
dave
«13

Comments

  • daabren said:
    I have just been been debanked by Santander. 
    It can ONLY be because of my Brexit views ....however I need a new bank account BUT I am currently in Thailand for 3 years and I think it will be very difficult......
    Or, back in the real world, it is nothing to do with the way you voted seven years ago and everything to do with you no longer being resident in the UK, which is a condition of you having a current account with Santander. 
    daabren said:
    I have sent an SUBJECT ACCESS REQUEST and a stern letter re County Court action .
    A SAR will get you your bank data, but I doubt you will get what you think you believe you will get. What grounds do you plan to undertake "County Court action", it is unlikely you have any grounds to do so.
    daabren said:
    Can anyone suggest a bank that I can open an account from Thailand and is a well trusted bank. I have life savings (not a lot) and just retired 1 year ago and soon , 4 months I will require a download of funds into my Thai bank account to live.....
    Help 
    No mainstream UK bank will allow you to open an account whilst you are not resident in the UK.
    daabren said:
    Cheers for ANY advice 
    Get they money you already have transferred to your Thai account, get future payments made to your Thai account. 
  • cymruchris
    cymruchris Posts: 5,556 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    daabren said:
    I have just been been debanked by Santander. I have sent an SUBJECT ACCESS REQUEST and a stern letter re County Court action .
    It can ONLY be because of my Brexit views ....however I need a new bank account BUT I am currently in Thailand for 3 years and I think it will be very difficult......
    Can anyone suggest a bank that I can open an account from Thailand and is a well trusted bank. I have life savings (not a lot) and just retired 1 year ago and soon , 4 months I will require a download of funds into my Thai bank account to live.....
    Help 

    Cheers for ANY advice 
    dave

    It CAN'T only be because of your Brexit views (No matter how poor they are).

    ANY advice? Yes.

    There are a plethora of reasons why accounts are closed - and you've given a gigantic, ginormous, elephant sized clue as to why it's likely happened in your post (And no it's not because of your Brexit views!). If you're not living in the UK - they can (and likely have) withdrawn banking facilities. Banks are not daft - they can soon work out who is and who isn't living in the UK from your digital footprint. When you make a payment - log into your account and things like that - they know where you are. So even if you haven't told them you're there - they'll likely have a good idea you are.

    Are you living in Thailand on a conventional residential visa? Then you should have no problem opening local banking facilities.
  • Grumpy_chap
    Grumpy_chap Posts: 17,701 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    How would Santander know what your Brexit views are?

    I think @DullGreyGuy has given the correct answer here.
  • I got debanked by RBS 6 years ago... for being in persistent debt.  :'(
  • daabren said:
    I have just been been debanked by Santander. I have sent an SUBJECT ACCESS REQUEST and a stern letter re County Court action .
    It can ONLY be because of my Brexit views ....however I need a new bank account BUT I am currently in Thailand for 3 years and I think it will be very difficult......
    Can anyone suggest a bank that I can open an account from Thailand and is a well trusted bank. I have life savings (not a lot) and just retired 1 year ago and soon , 4 months I will require a download of funds into my Thai bank account to live.....
    Help 

    Cheers for ANY advice 
    dave
    I needed a good chuckle this morning, thanks.

    Things that are differerent: draw & drawer, brought & bought, loose & lose, dose & does, payed & paid


  • daabren said:
    I have just been been debanked by Santander. I have sent an SUBJECT ACCESS REQUEST and a stern letter re County Court action .
    It can ONLY be because of my Brexit views ....however I need a new bank account BUT I am currently in Thailand for 3 years and I think it will be very difficult......
    Can anyone suggest a bank that I can open an account from Thailand and is a well trusted bank. I have life savings (not a lot) and just retired 1 year ago and soon , 4 months I will require a download of funds into my Thai bank account to live.....
    Help 

    Cheers for ANY advice 
    dave
    yes, that will DEFINATELY be the reason  :)
  • GingerTim
    GingerTim Posts: 2,488 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Got to be an attempt at satire.
  • daabren
    daabren Posts: 11 Forumite
    Sixth Anniversary Name Dropper First Post Combo Breaker
    Cheers for all the replies. WHY oh WHY are so many of you banging on about BREXIT !! FGS !! For those of you who arn't aware there is a class action against banks happening right now with Hundreds of THOUSANDS of applicants over debunking due to political views ......I suspect those of you banging on about BREXIT here are the losers ? ....get over yourselves.....
    At least 2-3 guys have given sound advice and thank you guys for that. Cheers.
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