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Prepaid Visa/MasterCard "Gift Cards" from shops/supermarkets - does anyone still sell them?

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Comments

  • So after all, is there still a way to make money with this in any way?
  • Fingerbobs
    Fingerbobs Posts: 1,719 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think the £40 thing is no more, at least it is for one4all as I have made online purchases of £50 or more several times over the last year.

    You may be right for One4all. The Web site still says there's a limit of £40 for Online transactions, but the full terms and conditions document, Clause 8, says the online limit is £120.
    I tried to spend £45 on the Shoezone web site last month, but the transaction was declined - I assumed I had exceeded the £40 limit, but perhaps it failed for some other reason.

    Vanilla cards definitely still have the £40 limit, and it's a nuisance.
  • I used the £100 Vanilla cards to pay off my credit card and add funds to Viola for free. However, it became frustrating when Vanilla lowered the online purchase limit to £40, effectively tripling the effort required.
  • These cards are how people use EBay with ghost accounts, not sure if that’s another reason they have disappeared. They are definitely used for a lot of shady things.
  • eskbanker
    eskbanker Posts: 38,206 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I’ve been studying rewards strategies over the holidays (air miles, cashback, etc.) — quick question: can I buy a Vanilla gift card with Credit Card A to earn its rewards, then use that gift card to pay off Card A to create a manufactured-spending loop? What fees might apply? Feel free to DM me with tips so we don’t dry up any good sources.
    AI/bot alert!

    Any similarity with this earlier post from last year must of course be entirely coincidental....
    Been researching for this topic over the festive period to build up on rewards (air miles, cashback, etc). Am I right, that I could buy a Vanilla gift card with credit card A (rewards) and pay back the spending of A with that Vanilla card and can create the desired MS loop? Any fees in the process? Happy to receive answers or hints by PM to avoid drying out any wells ;-)
  • pecunianonolet
    pecunianonolet Posts: 1,878 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    eskbanker said:
    I’ve been studying rewards strategies over the holidays (air miles, cashback, etc.) — quick question: can I buy a Vanilla gift card with Credit Card A to earn its rewards, then use that gift card to pay off Card A to create a manufactured-spending loop? What fees might apply? Feel free to DM me with tips so we don’t dry up any good sources.
    AI/bot alert!

    Any similarity with this earlier post from last year must of course be entirely coincidental....
    Been researching for this topic over the festive period to build up on rewards (air miles, cashback, etc). Am I right, that I could buy a Vanilla gift card with credit card A (rewards) and pay back the spending of A with that Vanilla card and can create the desired MS loop? Any fees in the process? Happy to receive answers or hints by PM to avoid drying out any wells ;-)
    ...and I got my answers and deemed it not further worthwhile. Nothing more to add. 
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