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Payment a Day - Chapter 2024

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Comments

  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    You're more than welcome to join us @lilian1977, and you've started with a great first PAD.

    You can PAD whenever you want, and you can even PAD multiple times a day if you make more payments etc. Some people PAD their savings, sinking funds, debt minimum payments, debt overpayments etc. What you decided to PAD depends on your circumstances and budget.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,746 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    That place in the picture sure does look beautiful @Keedie  
    Welcome along @lilian1977  Hopefully you will become a regular PADder
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 2,746 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £15 today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    It's such a beautiful picture isn't it @antomac

    I've saved £6.53 to the penny challenge
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Prodigal50
    Prodigal50 Posts: 112 Forumite
    100 Posts Second Anniversary Name Dropper
    Morning all :-)

    £10 to CC1
    Jan 2022
    Owed approx 70,000 in consumer debt

    Dec 2024/August 2025
    Loan 1 4750/0
    Loan 2 10690/0
    Card 1 10764/7578
    Card 2  5674/4230
    Card 3 5158/0
    Total 37036/11803

    Emergency Fund 0/2000

    2022 Over 70k debt. Time to change!
    2022-25 Paying off debt. 
    2025 Cash lump sum used to pay down debt quicker than hoped. 
    2025+???? Stay happy and in control of my finances

  • Stunning picture you found Keedie, it looks almost magical <3

    Welcome @lilian1977

    My PAD today is £140.16 to various places
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • AntoMac
    AntoMac Posts: 2,746 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £7 today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • lilian1977
    lilian1977 Posts: 5,157 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks for the welcomes @AntoMac and @LittleMissDetermined. Good luck with your PADing!

    PAD £5 to Natwest CC.

    My debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |

    Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.
  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Hey everyone,

    The total PAD for 7 May 2024 was £345.53

    It's been a bit of a day, but at least the sun is out 🤗. Making changes and consistently showing up for ourselves is not easy. If you ever feel discouraged on your journey, or things are more difficult that you could have imagined and you're facing difficult decisions, or experiencing setbacks, just keep pushing through. As remember...
    Courage doesnt always roar Mary Anne Radmacher  developingsuperleaders
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning all,
    PAD today of £25.00  to the CC
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
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