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Payment a Day - Chapter 2024

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Comments

  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Evening all,
    Small PAD of £6.97 to the saving pots
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    AntoMac said:
    It’s a painful one but a big one today
    £1005 to MBNA.
    0% deal due to expire so have raided savings rather than extend the Bal Transfer again
    That's a whopper of a PAD @AntoMac!  👏🏾 Well done for clearing the balance rather than extending the debt and it's good that you had the savings to be able to do it with. 
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 1 May 2024 at 5:06PM
    Morning all,
    Happy 1st May (where did that first third of the year go?)
    It my last tally up of April and the total PAD for the 30th April was £49.77.
    The total PAD for April comes in at an outstanding £8869.18 😁😁
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • AntoMac
    AntoMac Posts: 2,746 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Excellent PADding everyone and great work as counter upper @Divingmad

    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 2,746 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £51 today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Excellant counting @Divingmad and amazing work on PADding everyone!

    Today's PAD is a lovely one for May 1st: £370.32
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,714 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Good morning PADders, welcome to a new month! 

    £1103.22 to various places today, including the mortgage
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Prodigal50
    Prodigal50 Posts: 112 Forumite
    100 Posts Second Anniversary Name Dropper
    edited 1 May 2024 at 8:35AM
    Welcome to May everyone. Another month closer to meeting our goals!

    £10 to CC1 :-)
    Jan 2022
    Owed approx 70,000 in consumer debt

    Dec 2024/August 2025
    Loan 1 4750/0
    Loan 2 10690/0
    Card 1 10764/7578
    Card 2  5674/4230
    Card 3 5158/0
    Total 37036/11803

    Emergency Fund 0/2000

    2022 Over 70k debt. Time to change!
    2022-25 Paying off debt. 
    2025 Cash lump sum used to pay down debt quicker than hoped. 
    2025+???? Stay happy and in control of my finances

  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all, what a fantastic total for April! 🎉 well done everyone. Thank you very much for being a great counter upper @Divingmad 🤗. I'll be continuing the counting for May 2024. 

    My first PAD for this month is £50 to Argos Card.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Evening all,
    My first PAD of May is a nice £527 
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
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