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Payment a Day - Chapter 2024
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Hey everyone, my PADs are
£10 to Argos card
£70 to sinking funds
£80 totalDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
DEBT DEBT = £6,646.22 😬
Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)0 -
£15 PADded today
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,664....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £190/3000
Studies/surveys September £80.11
Decluttering items 1400/2025. 431/2026
Books read 23 in 2025. 2026- 19 (target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
PAD of £7.57 to debt buster fund today (payment from surveys)0
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Morning, PAD of £11.51
Weather is shining here, makes me feel all happy! Have a lovely weekend all!0 -
The total for 16th February was £109.77 💰
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5574/£60002 -
I realise I didn’t come back to do my own PAD yesterday, it’s been one of those weeks! I did send my usual £5 though so I will include it in today’s amount.£18.75 sent to savings.LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5574/£60002
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The total for 17th February was £18.75
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5574/£60002 -
Back with my own PAD of £505 today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5574/£60002 -
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Afternoon all,
PAD today of 15.57 to the holiday fund.
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: All repaid 😊 Current Challenges:Tilly Tidy: £902.82/£2500 (36.32%)1
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