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Payment a Day - Chapter 2024

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Comments

  • Keedie
    Keedie Posts: 3,294
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    Forumite
    Hey everyone, my PADs are

    £10 to Argos card
    £70 to sinking funds

    £80 total
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
    DEBT DEBT = £6,646.22 😬
    Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
    The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
    Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)
  • £15 PADded today
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,444....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £350/3000


    Studies/surveys October £ 155.60

    Decluttering items 1400/
    2025.  448/2026
    Books read   2025/23   2026- 24 (target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Woods52
    Woods52 Posts: 26
    Second Anniversary 10 Posts Name Dropper
    Forumite
    PAD of £7.57 to debt buster fund today (payment from surveys)
  • Morning, PAD of £11.51

    Weather is shining here, makes me feel all happy! Have a lovely weekend all!
  • The total for 16th February was £109.77 💰

    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1050/£1000 | Sabbatical £5664/£6000
  • I realise I didn’t come back to do my own PAD yesterday, it’s been one of those weeks! I did send my usual £5 though so I will include it in today’s amount. 
    £18.75 sent to savings. 
    LMD x

    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1050/£1000 | Sabbatical £5664/£6000
  • The total for 17th February was £18.75  

    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1050/£1000 | Sabbatical £5664/£6000
  • Back with my own PAD of £505 today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1050/£1000 | Sabbatical £5664/£6000
  • @LittleMissDetermined thats a lovely PAD!

    My PAD today is: £11.70
  • Afternoon all,
    PAD today of 15.57 to the holiday fund.
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: All repaid 😊 Current Challenges:Tilly Tidy: £902.82/£2500 (36.32%)
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