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Payment a Day - Chapter 2024

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  • Everyone's doing so well. I am a bit entirely lost and haven't managed to record my PADs last week or so. I am having a stupidly high frequency of migraines. This isn't helping the getting back to working with my clients situation.  
    But catching up :smile:

    £49

    to savings for irregular bills. 

    Monthly Challenges| March Grocery Challenge - £255/£330 Make £10 a Day - £112/£310 
    2024 Challenges Pay-Off Debt for Christmas - £874/£6000

    Savings Goals Emergency Fund - £75/£2000 | 
    Month Ahead Bills  |   Month Ahead Minimum Debt Repayments
    Month Ahead Grocery -  £0/£30  [Month Ahead True Expenses £0/?] 

    My Debt Free Diary

    https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens




  • Hope your migraines ease soon @CoffeeSanata. Have you tried pressure point massage, it does help in a lot of cases. 

    Checking in with a PAD today of £40 OP to the mortgage
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Woods52
    Woods52 Posts: 23 Forumite
    Second Anniversary 10 Posts Name Dropper
    edited 9 February 2024 at 7:24PM
    Just joining today! Hello :)

    Debt buster fund contribution so far this month to paid to CC today. 

    £13.22 current account round up 
    £7.86 Ziffit 
    £11.34 Prolific

    Total = £32.42

  • PAD of £6.97 today
  • £30.99 to the emergency fund today
    Total debt remaining £15,664.21
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,654 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 10 February 2024 at 8:53AM

    The total for 9th February was £204.38   

    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Woods52 said:
    Just joining today! Hello :)

    Debt buster fund contribution so far this month to paid to CC today. 

    £13.22 current account round up 
    £7.86 Ziffit 
    £11.34 Prolific

    Total = £32.42

    Welcome to the thread @woods52 but be warned that PADding is indeed addictive ☺️
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Woods52
    Woods52 Posts: 23 Forumite
    Second Anniversary 10 Posts Name Dropper
    Thank you for my welcome!

    Day 2 for me:

    £3.08 Interest deposited in my Nationwide round-up savings account :) 


  • Back with my basic PAD of £5 to the sabbatical fund. I may be back later once I’ve had a look at the cash budget
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Morning, welcome @Woods52 it is truly addictive! 

    My PAD today is: £2.96
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