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Payment a Day - Chapter 2024
Comments
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Everyone's doing so well. I am a bit entirely lost and haven't managed to record my PADs last week or so. I am having a stupidly high frequency of migraines. This isn't helping the getting back to working with my clients situation.
But catching up
£49
to savings for irregular bills.
Monthly Challenges| March Grocery Challenge - £255/£330 | Make £10 a Day - £112/£310
2024 Challenges Pay-Off Debt for Christmas - £874/£6000
Savings Goals Emergency Fund - £75/£2000 | Month Ahead Bills | Month Ahead Minimum Debt Repayments
Month Ahead Grocery - £0/£30 [Month Ahead True Expenses £0/?]
My Debt Free Diary:
https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens0 -
Hope your migraines ease soon @CoffeeSanata. Have you tried pressure point massage, it does help in a lot of cases.
Checking in with a PAD today of £40 OP to the mortgageMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,444....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £350/3000
Studies/surveys October £ 155.60
Decluttering items 1400/2025. 448/2026
Books read 2025/23 2026- 24 (target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
Just joining today! Hello
Debt buster fund contribution so far this month to paid to CC today.
£13.22 current account round up
£7.86 Ziffit
£11.34 Prolific
Total = £32.42
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PAD of £6.97 today0
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£30.99 to the emergency fund todayTotal debt remaining £15,664.210
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The total for 9th February was £204.38
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60001 -
Welcome to the thread @woods52 but be warned that PADding is indeed addictive ☺️Woods52 said:Just joining today! Hello
Debt buster fund contribution so far this month to paid to CC today.
£13.22 current account round up
£7.86 Ziffit
£11.34 Prolific
Total = £32.42Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60002 -
Thank you for my welcome!
Day 2 for me:
£3.08 Interest deposited in my Nationwide round-up savings account
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Back with my basic PAD of £5 to the sabbatical fund. I may be back later once I’ve had a look at the cash budgetLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60001
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