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Payment a Day - Chapter 2024
Comments
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£75 to Barclaycard
£50 Build a Buffer
£125 totalDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
£1 today
thank you
happy New Year’s Eve!2 -
Today's PAD was £5 to the sabbatical.
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £4931 | EF £669/£1000 | Sabbatical £3026/£3000 | Travel savings £1791 | Sinking pots £19611 -
Morning All,
The total PAD for 30 December 2024 was £1,101.66
Just remember that...Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
Morning everyone. Happy New Years Eve.
I am working tonight so have done my PAD this morning. £2.02 to round off the year.PAD target #1 - ASDA CC - £2057.30 £1926.98 -1 -
Hi All,
It's the end of the month and I've tidied my accounts ready for the new year, so I've got a PAD of £119.47 off to the bills and saving pots
Happy New Year to you all
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)2 -
Happy New Year everyone,
My final PAD of 2026 is £727/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 51 -
Posted on 2025 by mistake, but PAD of £2,606.36 to NW loan. Annnnnnd debt-free apart from mortgage!Mortgage free wannabe 2025-2030. Successfully used PAD-ing to clear consumer debt - now for the mortgage challenge!
Mortgage Balance:
31 Dec 2024: £70,550
Mortgage Savings Balance:
31 Dec 2024: £02 -
It's amazing to see a flurry of PADs before 2024 ends 🤗.
Amazing achievement @MFW2023 👏🏾👏🏾👏🏾! Well done. What a great start to 2025. And don't worry, we'll disregard the post on the 2025 thread. So inspiring.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/500 -
Morning All,
The total PAD for 31 December 2025 was a whopping £2,740.85
I just wanted to wish you all the best success (in whatever context or form that means to you and your families) for...
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501
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