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Payment a Day - Chapter 2024

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  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Afternoon All,

    The total PAD for 8 December 2024 was £185.77

    It's the time of year for reflection and embarking on new beginnings. As...
    vivian white quote
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    My PAD is £25 to the Debt Buster pot.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Charlie_21
    Charlie_21 Posts: 123 Forumite
    Eighth Anniversary 100 Posts Name Dropper Photogenic
    Hi all, I'm new to the MSE forums and very late to this challenge, but would love to join in 2025 if there will be one.  Currently looking through my finances to figure out what I need to focus on :) 
    Debt | £224.10 / £471.90 M1 | £131.88 / £858.65 Mobile | £443.45 / £3,370.22 L1 | £383 / £6,460 CC2 | £26.25 / £0 M2 | £1,159.55 / £1,159.55 CC1 | £2,368.23 / £12,309.32 Total

    Savings | £953.64 / £1,233 Other | £1,000 / £1,000 EF | £1,953.64 / £2,233 Total
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,651 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Good morning PADders!
    My PAD is £13.47 to savings today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    @charlie_21, you're more than welcome to join this thread, or the 2025 thread (which I will create at some point around Christmas). You can declare PADs for savings, investments, debt payments and so forth. Some people also include their mortgage and bills etc. You can just decide what works for you and join whenever you want to.
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Evening all,

    The total PAD for 9 December 2024 was £263.04

    Saving is a great practice, but wealth comes in more than just a monetary form. So just know that...
    It is great wealth to a soul to live frugally with a contented mind - Lucretius

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Morning, two days PADs are: £28.47 

    Welcome @Charlie_21
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,651 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Good morning (and welcome along, @Charlie_21 )
    My PAD today is £5.60 to savings
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Evening all,

    The total PAD for 10 December 2024 was £13.47

    One of my favourite reminders to spend money and time wisely...
    Johann Wolfgang von Goethe Quote Many people take no care of their money till they come nearly to the end of it and others do just the same with their
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,692 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    That’s a profound quote for sure @Keedie
    £10 today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
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