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Payment a Day - Chapter 2024
Comments
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£18 this morning please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
Morning, £2.06 today2
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Payday today. PAD of £350 to Lloyds CC and PAD of £4.50 to Nationwide Loan. We do actually have enough to pay off the NW Loan today, but we have a job change coming up, with a switch from weekly to monthly pay, so leaving the buffer there in case we need it. I don't think we do, but I'd like to make sure.Mortgage free wannabe 2025-2030. Successfully used PAD-ing to clear consumer debt - now for the mortgage challenge!
Mortgage Balance:
31 Dec 2024: £70,550
Mortgage Savings Balance:
31 Dec 2024: £03 -
Good plan @MFW2023, nice to know you can pay off, but keeping a buffer is a good idea!
PAD of £336.77
Main account pay day today, hoping to keep the extra in savings, but need the expensive dog meds this week!
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Total Pad - £727.79I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=12 -
Evening All,
PAD today of £853.51 to various places
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)1 -
Hi All,
A wonderful total for the 30th September, comes in at £1439.12
AND.... a fantastic end of month total of £9663.58 😁
DM x
I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)2 -
That’s another great month with a total,of nearly £10k
Great job as counter upper @Divingmad
My PAD for today is £727/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
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Thanks for being a great counter upper @Divingmad for September, it is much appreciated xx.
My PAD is £307.06. Thank you to @AntoMac for being October's counter upper.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503
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