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Payment a Day - Chapter 2024

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Comments

  • AntoMac
    AntoMac Posts: 3,065 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 26 August 2024 at 10:03AM
    Yes, fair to say you’ve had a lot  going on @Keedie ! 
    Well done for getting back to PADding
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 3,065 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes we all PAD differently @Violetnewstart , so it’s really up to you what you declare.

    The important thing (for me) is that it really makes me chip away at paying down everything I owe.

    Good luck to you however you decide to PAD. Look forward to hopefully see you PADding regularly
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 3,065 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Total for 25 August 24

    £128.94

    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • VioletNewStart
    VioletNewStart Posts: 50 Forumite
    10 Posts First Anniversary Photogenic Name Dropper
    AntoMac said:
    Yes we all PAD differently @Violetnewstart , so it’s really up to you what you declare.

    The important thing (for me) is that it really makes me chip away at paying down everything I owe.

    Good luck to you however you decide to PAD. Look forward to hopefully see you PADding regularly
    Thanks - good advice! I think I’m only going to include what I pay on top of my direct debits. That way I’ll be more motivated to making those small extra payments every month that will help chip away at it. 
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,317 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Hi all 
    £36 to savings for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
  • Keedie
    Keedie Posts: 3,067 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Yes it feels good to get back to PADding @AntoMac!

    I do include my direct debits for credit cards @VioletNewStart, but as everyone says, it's up to you how you do it. As only you know what will work best for your goals and budget.


    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £175/£3,000 (5.83% repaid)
  • AntoMac
    AntoMac Posts: 3,065 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £9 today which takes everything I owe below £13K - getting there!
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 3,065 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £5.07 to savings this morning
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • AntoMac
    AntoMac Posts: 3,065 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Total for 26 Aug 24

    £47


    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • LittleMissDetermined
    LittleMissDetermined Posts: 10,317 Forumite
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Good morning
    £455 to savings please as it's finally pay day
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4220/£6000
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