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Payment a Day - Chapter 2024
Comments
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£11.50 PAD, Vinted Sale.As of Oct 28th 2024:
Barclay credit card £4,000
Lloyds credit card £637
Emergency Fund £1,0001 -
£15 today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50 -
Morning PAD'ers,
The total for the 8th June comes in at £108.59
DM x
I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)2 -
£5 to MBNA this morning
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 50 -
£5 for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
£20.28 PAD to Nationwide LoanMortgage free wannabe 2025-2030. Successfully used PAD-ing to clear consumer debt - now for the mortgage challenge!
Mortgage Balance:
31 Dec 2024: £70,550
Mortgage Savings Balance:
31 Dec 2024: £00 -
hi all, new to this, so just gettng my head around it! I have set up £5 per day (well, on weekdays!) to go in to a separate account that I don't touch. Am I on the right lines here? It's basically what I used to spend on coffee every day and now don't.
Should I be putting it toward my mortgage or a bill instead do you think?2 -
Morning all,
Total PAD'ing for the 9th June comes in at a small but perfectly formed £30.28
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)1 -
Morning, yesterday and today PAD: £6.28
Hi @davidm29 and welcome! That sounds great, I think we all send our PADs to various places, I send them to a loan and credit card, so whatever suits you! A savings account could work well if you are looking to save, or mortgage would always be a good one! Congrats on the daily savings from not having coffee!2 -
Thanks for the reply, looking forward to being part of this!Aimingforthegoodlife said:Morning, yesterday and today PAD: £6.28
Hi @davidm29 and welcome! That sounds great, I think we all send our PADs to various places, I send them to a loan and credit card, so whatever suits you! A savings account could work well if you are looking to save, or mortgage would always be a good one! Congrats on the daily savings from not having coffee!2
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