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2024 Mortgage-Free Wannabes

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  • fjireland
    fjireland Posts: 52 Forumite
    10 Posts First Anniversary
    #80

    May - 1st  £800 op done for the month ;) 
    June 2017 - £295k mortgage/htb 
    June 2020 - £270k mortgage/htb
    Dec 2021 - £228k mortgage 
    Dec 2022 - £195k mortgage 
    Dec 2023 - £162.5k mortgage 
    Dec 2024 - £140k mortgage 
    Dec 2025 - Target - £130k mortgage 
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello, number 105 here, can you put me in for a payment of £177.94 for April please (so year to date of £750.09).  

    Thanks again for running the challenge Julicorn and congrats all on the OP's so far.  
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • gih
    gih Posts: 55 Forumite
    Second Anniversary 10 Posts Name Dropper
    #57 with overpayment of £361.37 for May. 
    Thanks.
  • SeekingFlight
    SeekingFlight Posts: 193 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    @julicorn

    April OP - £500
    May OP - £500

    catching up with my life admin :)
    #19 Make £2025 in 2025 £8.32/£2025"Remember not to do too many things at once" said me to herself.Mortgage Free Wannabe #25 2025 OP £500/£6000
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 checking in with May's OP of £534.56
    Thanks @julicorn
    Smetf
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • Hi all! Just posted over in 2023 and wanted to ask if I can rejoin 2024?

    My old # was 55, but obviously if that's taken - give me another!

    I was made redundant during mat leave, so overpayments have really slowed down...but still managing a few pounds here and there:

    Jan: 100
    March: 124.82
    May: 49.51

    Once I find a job, I'm really hoping to pick back up where I left off and pay off the 20% allowed by my provider. Partner and I have already discussed wanting to be mortgage free - so he's looking to sell his flat when his fix ends and buy into the house which should get us veeery close.
  • Simobla1
    Simobla1 Posts: 63 Forumite
    Second Anniversary 10 Posts Name Dropper
    No.56 with an overpayment for May of £466 
    Save £12k in 2025
    #36 2025: Target £15k / £9,498
    #39 2024: 
    Target £10k / £13,623 (exceeded)
    #39 2023: Target £3k / £4,415 (exceeded)

    MFW member No.56
    2025 Overpayment Target £4k / £2,875.32
    2024 Overpayment Target £7k / £7,683 (exceeded)
    2023 Overpayment Target £5k £9,358 (exceeded)
    Mortgage total May ‘23: £119,202. Jan ‘25: £96,098.  Current June '25 £92,751
    Pay-off: 1st April ‘341st Sept ‘33, 1st May '33, 1st April '33, 1st March '33, 1st Aug '32, 1st  Sept '31

    MFiT-T7 #15
    Target £70k
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    No. 6 checking in. I've just paid off £200.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • smetf
    smetf Posts: 362 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    #3 checking in with another £25 payment this month. May OPs now total £559.56

    Thank you.
    Emergency fund 13.5k Home/ holiday fund 6.5k Mortgage £45,614
  • Lumiona
    Lumiona Posts: 259 Forumite
    Seventh Anniversary 100 Posts Name Dropper Photogenic
    Just liquidated some more savings for the Mortgage overpayments savings fund. Smashed this years goal B)

    MSE Lumiona MFW Challenge No #19
    Month Monthly Total YTD Goal Goal Left
    Jan-24 £3,981 £3,981 £24,000 £20,019
    Feb-24 £6,418 £10,399 £24,000 £13,601
    Mar-24 £5,934 £16,333 £24,000 £7,667
    Apr-24 £2,689 £19,022 £24,000 £4,978
    May-24 £10,492 £29,514 £24,000 -£5,514

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