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2024 Mortgage-Free Wannabes
Comments
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#57 February OP of £300.13
Thanks1 -
Hello, number #66 here with an overpayment of £105 for January. We're off to a slow start for 2024 as we've had some big vet and dental bills and have just paid for our first family holiday abroad. Hoping things may pick up as the year goes on but overpayments in February and March are looking increasingly unlikely.Mortgage-free wannabe 2025 £571/30001
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so far for O/P in Feb , 240+40+25+30+30#70 £365 total for Feb 2024♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
No. 5 checking in - OP'd £200 this morning. Had to hold off last month in case of big bills, but they thankfully weren't as bad as I was expecting. Phew.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 371 -
#17 checking in for what I think will probably be the last of Feb overpayments.
£600 into a saving account for OP at end of year and £128.86 from PAD & TT this month. Quite happy with that amount and if I add any more I will come back but I think money will be quite tight until our payday next week now.
So Feb is £728.86 OP for #17MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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#65 with a January overpayment of £4801.75
MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.141 -
Evening all,
No.23 stopping by with an overpayment of £2533 for February.
Yearly total £2866.
I am changing my strategy for this year and I am going to try to pay off as much as I can as quickly possible. With this in mind, can I change my target to £10,000?
Thank you @julicorn
Bounty
2025 MFW No:23
MFiT-T7 121 -
Number 18 checking in. February OP of £501 made.
Total for the year £1501
Thanks Julicorn
MM
xMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!1 -
I'd like to change my target 🎯 please if I can? #17
I am allowed to pay off what I stated as my goal before but I want to save an EF and a few other pots alongside paying the mortgage off so with that in mind I'd like to reduce my yearly sum to
£5,520.
That is made up of £3000 going into savings to be paid later in the year, and £2,520 which is £210 a month- that's the amount of interest I pay monthly so I'd like to pay that as a minimum if I can. Thank you 🙏MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
1 -
Hello everyone, #10 here with an OP of £50 for February, thanks again @julicorn.Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1
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