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2024 Mortgage-Free Wannabes
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#83 with an OP of £409 for January. Thanks @julicorn :-)User name should now read NowWhereIWantToBe
Amount overpaid so far £8298 (2022)
Overpayment ready to add to funds when fixed deal runs out July 2027 £23968
Mortgage end date when taken out : July 2050
Mortgage current end date : January 2047
MFW #83 Overpayments for 2025
Jan £304 Feb £346 Mar £298 April £344 May £214 June £200 July £200
Daily interest £3.37
Percentage owned 48.5%1 -
#27 with £250 for Feb please Julicorn xxMFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0001 -
MSE Lumiona MFW Challenge No #19 Month Monthly Total YTD Goal Goal Left Jan-24 £3,982 £3,982 £24,000 £20,018 Feb-24 £4,090 £8,071 £24,000 £15,929 Another good month so far, I've reduced the savings balance again to throw it in the Mortgage O/P ISA for this financial year. I'll send some more over when we get paid at the end of the month.2 -
Hi julicorn,
Please can I participate again this year.
Last year I was #29 and reached my overpayment target of £3,000.
I
For 2024, my overpayment target will be £3,500
I don't mind what number I get assigned.
Totals so far:
Jan '24 = £300
Feb '24 = £3001 -
Hi:) #34 here with £1,300 for Feb1
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just managed a sneaky O/P of £40 onto the mortgage so thats £280 so far this month#70 £280 total for Feb so far♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
Hi, I would like to leave this thread, Because I am not going to be able to overpay mortgage at all this year. I have decided to get Kitchen done on the spur of the moment. Meaning my cash is going to that for the time being, I'll come back another year I am sure, I may have to do smaller O/Ps next year then I would like as I need to save for my car. Thank you.1
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Please can I join this challenge.
My target is £4000 overpayment for the year.
I only started the mortgage in February and my overpayment for the month so far is £1646.28
My diary is https://forums.moneysavingexpert.com/discussion/6503004/yorkielass-starts-again#latest
ThanksInitial Mortgage January 2024 - £160,000
Initial Mortgage free date - January 2058
Mortgage as of 1st February 2024 - £159,134.98
Overpayments to date - £79.62
Current Mortgage free date - January 20581 -
#11 reporting and OP of £100 for feb.
Thanks1 -
Hi all
Hope February is treating you well, #29 with £75 o/p for February, thank you JulicornMortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
Current: £86,450 (Jul 25)
MFW 2025 #29
Just keep swimming1
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