Car hire company want a £1 deposit from my debit or credit card - should I?
I was run into by a car this evening whose owner declared outright that it was their fault. I contacted my own Insurer and as fully comp. was told a local car hire company would contact me to provide the free car my insurers said I was entitled to during repairs. A car hire company did contact me, and asked for all of my driver’s licence details, booked a car, but added that when I picked up the car (in two days time unfortunately) I would be required to make a £1 deposit with my debit or credit card. I phoned my insurer back to ask about this and was told that I wasn’t supposed to pay anything myself but couldn’t answer whether the car hire company was right or wrong to ask this of me. My concern is obviously not the whole pound sterling I’d pay, but that with access to all my driver’s licence details, would I be open to fraud if I also gave away my bank access information? Also why do they need this (they phoned me so had clearly been informed by my insurer)? Also what if I didn;t have a credit or debit card? The other driver’s Insurer contacted me later to assure me that the other driver was accepting liability, but wanting me to only proceed with them, I wouldn’t give them permission to proceed, and they’re phoning me again tomorrow to ask me to change my mind. I’ve decided to only proceed with my own insurer. That’s by the bye unless anyone here can advise me differently, but my main concern is this £1 deposit via debit or credit to the car hire company linked to my own insurer.
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