No win no fee saying i owe money

HillStreetBlues

Henrique14 said:

Curiousguy said:

Yes that is correct.

Thanks. Guess it's best I just let them proceed then. My only concern is they've said I have to attend court, I've neve attended court in my life and have no idea what happens. I wouldn't mind if they attended on my behalf but not sure what I'd need to do there, if anything.

Tell the truth.

Mark_d

Henrique14 said:

[Deleted User] said:

Yes that is correct.

Thanks. Guess it's best I just let them proceed then. My only concern is they've said I have to attend court, I've neve attended court in my life and have no idea what happens. I wouldn't mind if they attended on my behalf but not sure what I'd need to do there, if anything.

Your legal representative should be able to answer any questions you have before you appear in court, and would be there to support you in court.

If I were you I'd refresh my memory about how the car loan was sold to you, and any relevant dates.  But your legal rep will be able to tell you what to expect and what you should do to prepare.

Grumpy_chap

Henrique14 said:

[Deleted User] said:

Yes that is correct.

Thanks. Guess it's best I just let them proceed then. My only concern is they've said I have to attend court, I've neve attended court in my life and have no idea what happens. I wouldn't mind if they attended on my behalf but not sure what I'd need to do there, if anything.

You will have committed to provide any information and to see the case to the final end.

If that involves going to Court, the Solicitor firm will provide you with guidance on how to behave, what to say - "handholding" if you will.  The last thing the Solicitor will want is for an inexperienced witness to undermine the case through nerves or such like.
It is also not like going to Court as you see in the movies, but really just like a business meeting.

pinkshoes

Henrique14 said:

Thanks. Guess it's best I just let them proceed then. My only concern is they've said I have to attend court, I've neve attended court in my life and have no idea what happens. I wouldn't mind if they attended on my behalf but not sure what I'd need to do there, if anything.

But that's how COURT cases work. Someone does something wrong, you take them to court, you tell your side of the story in court, and the judge decides who wins.

A NWNF company generally won't take on a case unless they think they have a good chance of winning, so as you've already agreed to it, you need to carry on or pay their fees incurred. 

If you attend court you'll just be expected to state your name and address and something along the lines of what they have read out is the truth.

Chances are it won't get to court if the opposition feel they have no chance of winning, so you'll just end up with a pay out. The insurance policy you agreed to pays the fees if your case loses so you don't pay anything yourself. If you do win, they'll deduct the insurance cost, their fees and any costs that cannot be claimed from the opposition from whatever you got awarded.

Aylesbury_Duck

How were you "enticed" to sign the agreement?

To be blunt, it's good to see posts like this.  It may ward off people who think these NWNF things are an easy route to a quick buck.

outtatune

OP, who do you think should pay for the work that your solicitor has already done if you abandon the claim?

Mutton_Geoff

The lawyers are anticipating their fees from the large cut they will take from any award in court. You are the litigator, they just represent you. If you abandon the claim then they will look to you for their fees.

I'm just waiting for Dieselgate to play out as thousands signed up thinking it would be easy money with no risk to themselves.

paulttt

Also "No win, no fee" is usually exactly that.  However there have been instances when costs have exceeded the amount awarded when a case has been won.

The NWNF company are well. Within their rights to invoice you for this.  So even though you win, you could still end up paying out. 

GrubbyGirl_2

It never ceases to amaze me how many people sign up to things without reading the contract.  I read the contract in relation to the diesel claims advertised online and decided not to sign up because the terms were too risky especially the bit which said that because of the size of the claim the insurance may not be sufficient should the case be lost and therefore the claimant would have to pay the difference between the actual costs and the insured amount yet they don't tell you what the insured amount is!