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Default date change on the 6th year

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Hi,

I have a default from 2014 and the default date was changed in 2020 so is this on for another 6 years? This is Scottish power, Thanks 

Comments

  • sammyjammy
    sammyjammy Posts: 7,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    what you've screenshot doesn't actually show the default date, a debt will disappear without trace form your credit report six years after the default date.
    "You've been reading SOS when it's just your clock reading 5:05 "
  • Nasqueron
    Nasqueron Posts: 10,630 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The default date is not the same as the last update - whatever date it was issued, 6 years later it will disappear from your record - though doesn't mean you don't need to pay the debt as, assuming you were paying, it acknowledges the debt so the separate 6 year clock keeps going

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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