Paid off in full early

gem7smith

I had a student loan 2012 and graduated in 2014. 2021 I got some unexpected money and I had been working a lot of overtime and was fed up of huge chunks of this money earned going towards my student loan repayments so I phoned up asked how much it would cost to wipe the debt and I paid the balance. Does this mean there is no way I have overpaid or could I have paid extra in interest due to some months earning a lot more than others?

silvercar

If you cleared the outstanding balance on a particular day, then that settles the loan.

The only chance you could have overpaid is if some of your most recent salary deductions haven't been credited to your loan account. 

Your monthly repayments are determined by salary, not by interest charges, so don't worry about that. Worth a phone call to slc, to check that all payments made in the months prior to the loan being cleared have been correctly credited.