Barclays Switch - Can I cancel the Blue Rewards?

What_time_is_it

I did the switch to Barclays in November. Today I got the first £5 charge for Blue Rewards. I know that I'll get £5 back each month too, and I will make sure I spend £200 on the debit card this month to get another £10 back, but can I just cancel the whole Blue Rewards thing once that's done? It's a burner account and I don't use it for anything else, but as it stands I have to have 2 direct debits and pay in £800 a month. If I cancel the Blue Rewards part of the account I won't need these additional standing orders and DDs. Anyone else done this?

Middle_of_the_Road

You don't say if you've received the incentive yet, but I would not cancel Blue rewards until you have.

What_time_is_it

I probably won't get the incentive this month as one of my direct debits didn't go through - they are taking a double payment in December instead!

Middle_of_the_Road

What_time_is_it said:

I probably won't get the incentive this month as one of my direct debits didn't go through - they are taking a double payment in December instead!

In that case, my opinion is you should keep Blue rewards until the DDs are paid and incentive received.

What_time_is_it

Thanks. And if I cancel the Blue Rewards and keep the account, do I still have to pay in £800 a month and have 2 active direct debits? Or can I just keep the account "dormant" with nothing going in or out and without incurring the £5 a month charge?

wmb194

What_time_is_it said:

Thanks. And if I cancel the Blue Rewards and keep the account, do I still have to pay in £800 a month and have 2 active direct debits? Or can I just keep the account "dormant" with nothing going in or out and without incurring the £5 a month charge?

If you cease to be a member of Blue Rewards why would you need to continue to meet its terms or pay its fee?

Nasqueron

What_time_is_it said:

Thanks. And if I cancel the Blue Rewards and keep the account, do I still have to pay in £800 a month and have 2 active direct debits? Or can I just keep the account "dormant" with nothing going in or out and without incurring the £5 a month charge?

It's up to you, to qualify as a member you have to pay in £800 and then get the 2 DD out to cancel the £5 fee. It's up to you if you want to keep it running as they might do future rewards, but then again they might let you activate it to qualify so could just rejoin again

What_time_is_it

wmb194 said:

What_time_is_it said:

Thanks. And if I cancel the Blue Rewards and keep the account, do I still have to pay in £800 a month and have 2 active direct debits? Or can I just keep the account "dormant" with nothing going in or out and without incurring the £5 a month charge?

If you cease to be a member of Blue Rewards why would you need to continue to meet its terms or pay its fee?

That's exactly what I'm checking. Thanks for responding. No thanks for the patronising tone.

wmb194

What_time_is_it said:

wmb194 said:

What_time_is_it said:

Thanks. And if I cancel the Blue Rewards and keep the account, do I still have to pay in £800 a month and have 2 active direct debits? Or can I just keep the account "dormant" with nothing going in or out and without incurring the £5 a month charge?

If you cease to be a member of Blue Rewards why would you need to continue to meet its terms or pay its fee?

That's exactly what I'm checking. Thanks for responding. No thanks for the patronising tone.

What do the terms and conditions of the account say?