Best travel insurance for this scenario?

Sorry if this is a silly question. I used to have a package with annual travel insurance pre-Covid and I have never ever had to claim anything, so I have no idea...

I booked a low cost flight to a smallish European city in ca 2 weeks

I also have a hotel booked there for a few nights (free cancellation until 48 hours before arrival) and onward train travel to my final destination (not flexible).
Because the flight is very early, I want to book a hotel at the airport for the night before.

Flight was 60GBP, the cost of everything else is about 600-700GBP.

I am getting worried what happens if the flight gets cancelled. I booked all these elements separately. Is there a travel insurance that would reimburse me if it goes wrong and the flight doesn't happen, hence leaving me to pay for everything with little to no chance of actually using it?

Thanks a lot in advance for advice.

Comments

  • elsien
    elsien Posts: 32,253
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    You are looking for travel disruption cover which varies between insurance, so you need to check the terms and conditions of whichever  policy you’re thinking about.

    https://www.moneysupermarket.com/travel-insurance/travel-disruption/
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • Zuzi
    Zuzi Posts: 205
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    Thanks @elsien , yes that sounds like what I would need.

    I'll have to take a look after work, for now I ended up on a go compare ranking with very reasonably priced quotes for my trip, however that all seems focused on the medical side of things and I couldn't tell whether the cover includes what I need.

    If anyone knows of any companies offering a package including travel disruption explicitly, I would appreciate if you could point me to it.
  • sheramber
    sheramber Posts: 18,617
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    Disruption to travel us often an optional extra.

    It may be included in more expensive travel insurance, rather than a basic policy.
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