M&S Credit Card £40 M&S e-gift card offer - qualifying purchases?

info_maniac

https://www.marksandspencer.com/c/creditcard

A £40 M&S e-gift card* just for you with the M&S Credit Card Shopping Plus Offer

*Only new customers are eligible for this offer. £250 minimum spend across 5 or more qualifying purchases within the first 90 days. E-gift card will be received via email within 45 days of the qualifying spend. Offer ends 2nd January 2024.

£250 minimum spend across 5 or more qualifying purchases within the first 90 days.

I tried looking for what counts as "qualifying purchases", but could not find this information, not sure if only purchases at M&S count, or purchases anywhere would count. I was planning to pay council tax, utility bills with it, it is not clear if those transactions would count.

Any ideas?

retiredbanker1

Normally it will be for actual goods not services. So do your food shop with and petrol and physical xmas gifts then they will qualify. If you try buying say gift cards or utilities such as electric/gas top ups or lottery tickets they may not.

info_maniac

retiredbanker1 said:

Normally it will be for actual goods not services. So do your food shop with and petrol and physical xmas gifts then they will qualify. If you try buying say gift cards or utilities such as electric/gas top ups or lottery tickets they may not.

I was planning to take the card and pay council tax or utility bills with it. Looks like these transactions will not be covered. I have been trying to look for Ts&Cs for this offer, but haven't been able to find them. 

Heidiho

info_maniac said:

retiredbanker1 said:

Normally it will be for actual goods not services. So do your food shop with and petrol and physical xmas gifts then they will qualify. If you try buying say gift cards or utilities such as electric/gas top ups or lottery tickets they may not.

I was planning to take the card and pay council tax or utility bills with it. Looks like these transactions will not be covered. I have been trying to look for Ts&Cs for this offer, but haven't been able to find them. 

Hi info maniac, I made a payment to Octopus towards my £250 spend and I still received the gift card (just to clarify, I wouldn’t have reached the £250 spending  threshold without the payment to Octopus, so it’s definitely fine). Hope that helps!

edit - I also bought a gift card too

info_maniac

Heidiho said:

Hi info maniac, I made a payment to Octopus towards my £250 spend and I still received the gift card (just to clarify, I wouldn’t have reached the £250 spending  threshold without the payment to Octopus, so it’s definitely fine). Hope that helps!

edit - I also bought a gift card too

Thank you!!

Just to confirm, did you use the recent offer which is running at present "M&S Credit Card Shopping Plus Offer" (ending 02 Jan 2024)?

Heidiho

info_maniac said:

Heidiho said:

Hi info maniac, I made a payment to Octopus towards my £250 spend and I still received the gift card (just to clarify, I wouldn’t have reached the £250 spending  threshold without the payment to Octopus, so it’s definitely fine). Hope that helps!

edit - I also bought a gift card too

Thank you!!

Just to confirm, did you use the recent offer which is running at present "M&S Credit Card Shopping Plus Offer" (ending 02 Jan 2024)?

Yes that’s the one

info_maniac

Heidiho said:

Yes that’s the one

Thanks!!

BTW, I found the full Ts&Cs for this offer:

*£40 M&S e-gift card offer: Card account must be opened and used for 5+ qualifying purchases totalling at least £250 in the first 90 days. E-gift cards will be received within 45 days of this spend. Qualifying purchases exclude foreign currency and other cash related payments, and M&S gift cards/ vouchers. New customers only who haven't held an M&S Credit Card within the last 12 months. Apply via an instore QR code or tablet or online via a banner/email promoting the offer. Not available in conjunction with any other offer. Offer ends 2 January 2024.

Credit card and full offer T&Cs apply and can be viewed here.

brainiack

Is this offer still available? Not appearing on the website

info_maniac

brainiack said:

Is this offer still available? Not appearing on the website

https://www.marksandspencer.com/c/creditcard

brainiack

Applied on Tuesday, said a decision would be made within 5 days. Zero comms since, second guessing if it was just a dream. Bizarre process, never experienced at any other lender before - is this standard M&S practice?