Updating credit files

How do I get my phone number removed from someone else's credit files? For the last few years I have been getting calls for someone else. Apparently I am listed as a possible contact number for this person and have had phone calls from various credit companies and even the police. The person who I am linked to, I used to be their manager back in 2009? I have never even spoken to them after this time. It's causing a lot of upset at home especially when the police rang asking for this person as if I should know more than I do. I just want it to stop once and for all. Thanks 

Comments

  • All you can do is advise the caller they have the wong number.
  • Brie
    Brie Posts: 9,187
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    All you can do is advise the caller they have the wong number.
    Well that depends.  If someone calls up and asks for "Bob" you can say it's a wrong number.  If someone rings up and asks for JVRMac then it isn't a wrong number.  When they ask "where's Bob?" you can say "no idea and please remove my name & number from your file as you no need to retain it".  Beyond that I think you're stuck.  
    "Never retract, never explain, never apologise; get things done and let them howl.”
  • fatbelly
    fatbelly Posts: 20,169
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    It's not a credit file question.

    Some company or group of companies has your phone number on their list. You can ask themto remove it but it is going to be more effective if you can just block calls 
  • Brie said:
    All you can do is advise the caller they have the wong number.
    Well that depends.  If someone calls up and asks for "Bob" you can say it's a wrong number.  If someone rings up and asks for JVRMac then it isn't a wrong number. 

    Well, obviously.

  • JVRMac
    JVRMac Posts: 212
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    No they don't have my name, it's just frustrating as it's been going on for a fair few years now. It's also not just a group of companies that have my number. When the police rang it was about this person's car, they told me my number was recorded as a possible contact number, but they wouldnt say where that information came from.
  • eskbanker
    eskbanker Posts: 29,740
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    JVRMac said:
    No they don't have my name, it's just frustrating as it's been going on for a fair few years now. It's also not just a group of companies that have my number. When the police rang it was about this person's car, they told me my number was recorded as a possible contact number, but they wouldnt say where that information came from.
    But it's obviously not going to be from credit files (as suggested in the first post) if the police are calling you on a matter unrelated to financial services, so you need to ascertain exactly where the inaccurate data is recorded and insist that it's corrected in each of them individually.  If you can't find out and it's causing so much upset then the most pragmatic action may be to change your number, even though you clearly shouldn't have to....
  • sourcrates
    sourcrates Posts: 28,490
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    Only borrowing, and address details are recorded on credit files, not phone numbers.

    This kind of information can be bought and sold, its much easier to either block the callers, or just get another sim card with a different number.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected]. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
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