Make £10 a Day in December

24

Comments

  • £7.70 paid out from PayPal to bank from UserTesting .
    i also successfully completed a longer moderated UserTesting session which is now confirmed as $60 pending (so about £47) which is due to be paid to PayPal Christmas Day.  (Payouts are now two weeks instead of one. I assume it will process after Christmas .) 
    Monthly Challenges| March Grocery Challenge - £255/£330 Make £10 a Day - £112/£310 
    2024 Challenges Pay-Off Debt for Christmas - £874/£6000

    Savings Goals Emergency Fund - £75/£2000 | 
    Month Ahead Bills  |   Month Ahead Minimum Debt Repayments
    Month Ahead Grocery -  £0/£30  [Month Ahead True Expenses £0/?] 

    My Debt Free Diary

    https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens




  • How do you get into user testing @CoffeeSonata?  Sounds intersting
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £33,676

    Mortgage 04/24  £17,400 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £581.00


    Challenges

    EF #68  £335/£1000
    1p a Day '24 #12  £76/£667.  SPC '24 #41 £12.93
    Christmas '24 £12. 
     
    Make £5 a day - Apr £47.18/£150            
    NSDs April 6/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • £6.40 today from P/fc
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £33,676

    Mortgage 04/24  £17,400 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £581.00


    Challenges

    EF #68  £335/£1000
    1p a Day '24 #12  £76/£667.  SPC '24 #41 £12.93
    Christmas '24 £12. 
     
    Make £5 a day - Apr £47.18/£150            
    NSDs April 6/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • £2.65 cleared into PayPal from cashback (shopnium)  which I'm new to and lucked out as there were multiple things on there I buy regularly! 

    So now I am at £13/£155  cleared. 
    With a total of £71.60 pending (from vinted and user testing) which will clear in December.  
    So on track I think with £71.60/£155 pending , doing better than I thought. Still not at all sure I'll hit target! 
    Monthly Challenges| March Grocery Challenge - £255/£330 Make £10 a Day - £112/£310 
    2024 Challenges Pay-Off Debt for Christmas - £874/£6000

    Savings Goals Emergency Fund - £75/£2000 | 
    Month Ahead Bills  |   Month Ahead Minimum Debt Repayments
    Month Ahead Grocery -  £0/£30  [Month Ahead True Expenses £0/?] 

    My Debt Free Diary

    https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens




  • Just £5.78 today from P/fc.  Its coming along, but a bit short of where I should be for half way through the month. Still time though. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £33,676

    Mortgage 04/24  £17,400 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £581.00


    Challenges

    EF #68  £335/£1000
    1p a Day '24 #12  £76/£667.  SPC '24 #41 £12.93
    Christmas '24 £12. 
     
    Make £5 a day - Apr £47.18/£150            
    NSDs April 6/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • £2 cleared from vinted today (they transferred super quick!). 
    So now on £15/£155
    but am at £94 with the completed user testing sessions due to clear in December, which I am really happy about as don't usually do so well, especially in Dec. I have another live testing session scheduled for next week, which if goes ahead and all goes well is another £47.50 (ish - depending on exhange rate of dollars) - though that won't clear til Jan 3rd if completed as it's now 14 days pending before they pay out instead of seven. 
    So basically, any user testing sessions I do after the 18th will not pay in December now but Jan. 


    Monthly Challenges| March Grocery Challenge - £255/£330 Make £10 a Day - £112/£310 
    2024 Challenges Pay-Off Debt for Christmas - £874/£6000

    Savings Goals Emergency Fund - £75/£2000 | 
    Month Ahead Bills  |   Month Ahead Minimum Debt Repayments
    Month Ahead Grocery -  £0/£30  [Month Ahead True Expenses £0/?] 

    My Debt Free Diary

    https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens




  • How do you get into user testing @CoffeeSonata
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £33,676

    Mortgage 04/24  £17,400 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £581.00


    Challenges

    EF #68  £335/£1000
    1p a Day '24 #12  £76/£667.  SPC '24 #41 £12.93
    Christmas '24 £12. 
     
    Make £5 a day - Apr £47.18/£150            
    NSDs April 6/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • £40 today in the form of  compensation due to our complaint to mortgage company 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £33,676

    Mortgage 04/24  £17,400 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £581.00


    Challenges

    EF #68  £335/£1000
    1p a Day '24 #12  £76/£667.  SPC '24 #41 £12.93
    Christmas '24 £12. 
     
    Make £5 a day - Apr £47.18/£150            
    NSDs April 6/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • @Makingabobor2
    I joined today just searching for it on Google.

    Can I ask what P/fc is? (No £ from me as I'm saving myself for January!)
    My debt free journey starts on 09/01/2024:

    CC1 - £0,000.00 (cleared, 29 February 2024)
    CC2 - £1,993.91
    CC3 - £4,089.70
    CC4 - £4,783.14

    Current outstanding total: £10,866.75

    NST January 2024, February 2024
  • @Makingabobor2
    I joined today just searching for it on Google.

    Can I ask what P/fc is? (No £ from me as I'm saving myself for January!)
    Welcome @FrugalAspirations, yes please do join us in January. I will make a new thread  for then and put a link to it on there. 
    Sorry...its Prolific, the academic studies survey company. Definitely one of the best survey companies around, although I do know that sometimes they have a waiting list.   We tend to use a lot of abbreviations on these threads as you will find out as you go along....lol. Makes it harder for anyone who works for any companies to do a search and see what we are all saying about them.   If you read an of the debt free diaries you will see people refer to supermarkets a lot as Mr A, Mr S,  Mr T, Mr M, A!d*, etc etc.  Some use the term "The Big River Site".....for that well known online company. It took me a while to recognise what some of them were,  

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £33,676

    Mortgage 04/24  £17,400 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £581.00


    Challenges

    EF #68  £335/£1000
    1p a Day '24 #12  £76/£667.  SPC '24 #41 £12.93
    Christmas '24 £12. 
     
    Make £5 a day - Apr £47.18/£150            
    NSDs April 6/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


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