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Travel insurance using confused.com

Why is it I get a cheaper quote  using price comparisons like confused.com? More expensive unite when I buy direct from the website? 

Comments

  • user1977
    user1977 Posts: 18,835 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Are you sure the comparison site is passing on all the correct information? I had trouble with one of them ignoring things like existing conditions.
  • DullGreyGuy
    DullGreyGuy Posts: 18,613 Forumite
    10,000 Posts Second Anniversary Name Dropper
    cherry76 said:
    Why is it I get a cheaper quote  using price comparisons like confused.com? More expensive unite when I buy direct from the website? 
    There are a range of possibilities:

    1) People who go to price comparison sites are more price sensitive, those that go directly to a brand tend to have already bought into the brand so willing to pay more

    2) Providers offer cut down versions of their products on comparison sites so lower cover and so lower price

    3) Optional extras are often defaulted as no/off on comparison sites but yes/on for direct customers

    4) Excess are higher on comparison sites so lower cover and so lower price

    It can be any combination of the above
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