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High income child benefit charge.
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clt1979
Posts: 47 Forumite


Hi, people keep saying the inheritance tax is the most hated in the UK although few are affected by it. What I can’t stand and want to no is, if/when the high income child benefit charge working out will change. How is it fair that with me earning over 60k and my wife 13k (£73k total) I have to pay the full amount back (over 2k).
Yet my friends (husband and wife) both earn just short of 50k each (nearly 100k total) and get the full amount. What a joke. So they are already 27k better off through their earnings and with this crappy tax they end up 29k better off. How is this fair? Surely it should be based on household/family income? I’m also aware of pension contributions helping to lower income etc but it still sucks.
Yet my friends (husband and wife) both earn just short of 50k each (nearly 100k total) and get the full amount. What a joke. So they are already 27k better off through their earnings and with this crappy tax they end up 29k better off. How is this fair? Surely it should be based on household/family income? I’m also aware of pension contributions helping to lower income etc but it still sucks.
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It’s not very fair at all. Two people on less that 49k still get it. But if you are the main breadwinner, you don’t and if your wife is a SAHM she should still claim, but don’t accept payment.I didn’t know this. I stopped it years ago as it was a pain doing the tax return. I’ve not worked for a year and didn’t realise I could have opted in for that time and had NI paid. GrrrrrrrrrrrMy Username is tongue in cheek. Not meant to offend I promise….0
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Unlikely to change any time soon.
Debated February 2023
https://hansard.parliament.uk/commons/2023-02-02/debates/0D9BCE1C-7045-4F71-BDD5-E4597555A09D/HighIncomeChildBenefitChargeQuestion put and agreed to.
Resolved,
That this House has considered the High Income Child Benefit Charge.
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Consider paying more into your pension to avoid it as its based on your net adjusted pay.1
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clt1979 said:Hi, people keep saying the inheritance tax is the most hated in the UK although few are affected by it.clt1979 said:What I can’t stand and want to no is, if/when the high income child benefit charge working out will change.clt1979 said:How is it fair that with me earning over 60k and my wife 13k (£73k total) I have to pay the full amount back (over 2k).
Yet my friends (husband and wife) both earn just short of 50k each (nearly 100k total) and get the full amount. What a joke. So they are already 27k better off through their earnings and with this crappy tax they end up 29k better off. How is this fair? Surely it should be based on household/family income? I’m also aware of pension contributions helping to lower income etc but it still sucks.
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Hihg income charge was a compromise by George Osborne, after he wanted to abolish child benefit.0
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I have 3 children of my own, my ex wife claims the child benefit for those, and both of them are under the £50k brackets. I earn over £60k, and my wife's 2 children live with us (we moved in together in January this year and my P60 value for 22/23 was £55k) meaning I have to pay back money that my wife received for her children. Next tax year, it will be £2,074 if my wife continues to claim it.
My wife uses the money to add to the children's Junior ISA. Would it be allowed for us to stop the claim, and for her ex partner to start a claim (as both him and his wife earn less than £50k), and to then pay the money directly in to the ISA as my wife does?
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It is, consistently, because the vast majority, somewhere between 80-95% depending on how the questions is asked, thing it is inherently unfair.
Probably because people think they will end up paying IHT, when in fact they will not.
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clt1979 said:Hi, people keep saying the inheritance tax is the most hated in the UK although few are affected by it. What I can’t stand and want to no is, if/when the high income child benefit charge working out will change. How is it fair that with me earning over 60k and my wife 13k (£73k total) I have to pay the full amount back (over 2k).
Yet my friends (husband and wife) both earn just short of 50k each (nearly 100k total) and get the full amount. What a joke. So they are already 27k better off through their earnings and with this crappy tax they end up 29k better off. How is this fair? Surely it should be based on household/family income? I’m also aware of pension contributions helping to lower income etc but it still sucks.
I also pay child maintenance to my ex wife for my own children, and takes no account of my actual disposable income and outgoings.0 -
The whole concept of child benefit should be scrapped imo.
Its an antiquated benefit that is no longer relevant1
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