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Prosperous & Creative Soul & MFW Year 3
Comments
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Thanks Beanie and Sandy. It's the laptop.
Struggling to narrow down my replacement options or how much to spend. Spent an hour in C two days on the run but no closer to a decisionAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
Sympathy, i find ;buying technology very stressfulMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
drat to the broken laptop! I hate buying new tech - I seem to glaze over after about 20 seconds of conversation with a shop assistant and after about 2 minutes would be prepared to buy anything just to get away.3
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is it the screen that is broken as although it ceases to be a laptop you can still use it as a desktop with an external screen so if the innards are OK then you wont have lost data. if you need it for work, can you get them to give you one?
Anyway sorry for your misfortune, its a nightmare when it happens and doesn't get easierI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4 -
That’s very annoying, hope you get sorted.LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1243 -
Annoying about the laptop. If you liked the existing one and it did everything you needed, would it be easier to just get the current version of that one?"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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That’s what I did when I got my last one.jwil said:Annoying about the laptop. If you liked the existing one and it did everything you needed, would it be easier to just get the current version of that one?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
How annoying can you claim on your home insurance? Why isn’t your work providing you with one if you work from home.Hope you get it sorted.XxSave £12k in 25 No 49
PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K
Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest3 -
Sorry to hear about the laptop. Hope the data is safeIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720253 -
That’s what your house insurance is for ?Sealed pot challenge 822
Jan - £176.66 :j2
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