Why do you enter a salary, if they don't check it?

emeraldbugle

Is it to work out a limit for the credit card?

deb76

Probably !! I got a credit card from tesco finance a couple of years ago even though i wasn't working. I just had to put in our household salary. They didn't even ask for my partners details tho. I got a £7000 limit

Badger_Lady

Some companies have particular criteria as well, but try not to be up-front with it.

In one of my old companies, we launched a new credit card that anyone could apply for, but you had to earn over £25k to be accepted (it was in the "eligibility wording" if anyone could be bothered to read through it).

And yes, it will play a part in the credit limit, alongside credit history and currently available credit.

jamalfatty

It can also be the case that they are testing to see if your application appears factually correct - often they will also ask job title and employers name - your salary should be a reasonable match to what they would expect someone in your position to receive

HeadInSand_2

There is a chance they *could* check, although not likely. I think it best to remain truthful about this sort of thing - if you were to fall into difficulties I'm pretty sure they'd be even less sympathetic if they found out you fibbed to them (on a legal document)