Recommended 'burner' bank account for switching bonuses needed

I need a recommendation for a retail bank I can open a current account for online that will never offer switching bonuses, so I can use this as a bank to switch away from to start getting switching bonuses.  TIA


  • PinstripePhantom
    PinstripePhantom Posts: 41
    First Post First Anniversary
    edited 20 November 2023 at 9:51AM
    Easiest would be to open a second current account with whoever you currently bank with; I've opened 3 burner accounts with Halifax in quick succession when the NatWest/RBS/Ulster offer was on, no hard credit search as was already a customer and had the new account details available to me straight away. Other easy to open current accounts are Monzo (they sometimes do a £10 referral bonus) or Starling (no cash referral bonus).

    Hard to say who will never offer switching bonuses, Barclays had never offered a switching bonus until they did for the first time at the beginning of this month. Nothing stopping you opening one with a bank even if they do offer switch bonuses frequently as most of them say you can't have had a bonus since X date rather than you can't have had an account etc. (except HSBC/First Direct, don't open a new account with them if you intend on getting a switch bonus from them I'm future.)
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