Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

Vendor has help to buy loan - how much of a delay should I expect?


As per the title, the people I am buying a house from have a Help to Buy loan to pay off with the proceeds of the sale.  All solicitors in our chain have had signed TR1s and Contracts for a couple of weeks now, so the last thing we are waiting for is the Authority to Proceed (I think that's the phrase?) from Lenvi.

I've seen all the bad press and horror stories about Lenvi from the last few months, so I am not sure if it's optimistic to even expect exchange to be possible before Christmas at this point!  Does anyone have any recent experience of being in the same position as me?


  • chanz4
    chanz4 Posts: 10,849
    First Anniversary Name Dropper First Post Xmas Saver!
    when we were with target was only a week diff
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Jd843
    Jd843 Posts: 86
    First Anniversary Name Dropper First Post
    chanz4 said:
    when we were with target was only a week diff
    That doesn't sound bad at all, but from what I've read Lenvi are much slower than Target! :(
Meet your Ambassadors


  • All Categories
  • 341.7K Banking & Borrowing
  • 249.7K Reduce Debt & Boost Income
  • 449.1K Spending & Discounts
  • 233.9K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 172.5K Life & Family
  • 246.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards