why is salary calculator giving me a take home calculation much lower than my actual take home?

Saver73

Have you checked your HMRC personal tax account online? That may shed some light or give an explanation as to how the tax was calculated. 

Ybe

p00hsticks said:

Ybe said:

It’s the tax where It differs. Could it be because I started this job in May? 

Were you working before May ?
I can think of two possible scenarios that might explain you paying less tax than you think up to now...

a) You moved jobs and both your current and previous employers gave you Mays monthly tax allowance - this will have resulted in you underpaying tax.  
b) You weren''t in a job previously and so Aprils monthly tax allowance was effectively available to be spread over subsequent months by your current employer until you end up paying the correct amount of tax     

I wasn’t in a job in April but I would have thought by now, I’d be paying the correct tax as from what I understand it’s cumulative and April’s allowance isn’t spread equally for the remainder of the tax year but proportionally.  

phillw

Ybe said:
I wasn’t in a job in April but I would have thought by now, I’d be paying the correct tax as from what I understand it’s cumulative and April’s allowance isn’t spread equally for the remainder of the tax year but proportionally.  

It depends 

https://www.litrg.org.uk/tax-guides/taking-employee/how-pay-you-earn-system-works/tax-codes#toc-emergency-tax-codes

PinstripePhantom

Have you tried MSE's take home pay calculator? I've used others including the one you're using in the past but found the MSE one more user friendly https://www.moneysavingexpert.com/tax-calculator/

molerat

The most usual cause of error is incorrectly declaring the pension deduction method.

Ybe

molerat said:

The most usual cause of error is incorrectly declaring the pension deduction method.

It’s salary sacrifice. The only thing I can think of is the not working in April. 

molerat

Ybe said:

molerat said:

The most usual cause of error is incorrectly declaring the pension deduction method.

It’s salary sacrifice. The only thing I can think of is the not working in April. 

Yes I’ve added tax code, pensions and benefits 

There should be no pension to input into the calculator, you do not make any pension contributions.

sheramber

Ybe said:

molerat said:

The most usual cause of error is incorrectly declaring the pension deduction method.

It’s salary sacrifice. The only thing I can think of is the not working in April. 

I’ve put in all the pensions

if it is all salary sacrafice then it is already deducted from your salary and your employer makes the payments , not you. 

You do not have any pension payments to enter.

Ybe

sheramber said:

Ybe said:

molerat said:

The most usual cause of error is incorrectly declaring the pension deduction method.

It’s salary sacrifice. The only thing I can think of is the not working in April. 

I’ve put in all the pensions

if it is all salary sacrafice then it is already deducted from your salary and your employer makes the payments , not you. 

You do not have any pension payments to enter.

The take home pay calculator I posted at the start has an option for it though? 

Shakin_Steve

The likelihood is that your employer is using payroll software that is very similar to the salary calculator, so it's your input that awry. It's Monday, I take it you can contact your payroll dept., have you done so?