We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

apply for credit card whilst unemployed?

Is it likely to be approved if you apply for a credit card whilst unemployed?
Or will I get a better card if I wait till I get another job?
My credit rating is very good but I dont wish to ruin my chances. I havent had one for 10years or so

Comments

  • elsien
    elsien Posts: 35,172 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It’s going to be based on affordability, as well as your credit history. If you are unemployed and on benefits there is likely to be a query about your ability to pay. 
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.6K Banking & Borrowing
  • 252.3K Reduce Debt & Boost Income
  • 452.5K Spending & Discounts
  • 241.3K Work, Benefits & Business
  • 617.8K Mortgages, Homes & Bills
  • 175.8K Life & Family
  • 254.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.