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State pension having spent 2 years working in Ireland

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ozlow
ozlow Posts: 10 Forumite
Second Anniversary First Post
With the recent news about topping up missing years in your NI record, it has made me wonder if something can be done about the 2 "missing" years I have.

I moved to Dublin in 2005, spent 2 years working there paying full taxes in Ireland, and then moved back to the UK.

Can I get those 2 years credited back in some way? How?

thanks in advance for any advice.
«1

Comments

  • Before thinking about that you might be best off checking your forecast (in full, not just the headline figure) to see if there will actually be any benefit in adding those years.
  • ozlow
    ozlow Posts: 10 Forumite
    Second Anniversary First Post
    I have, I have 6 years left. It'd be nice to have 4 years left!
  • la531983
    la531983 Posts: 3,114 Forumite
    1,000 Posts First Anniversary Name Dropper
    edited 16 November 2023 at 9:48AM
    Are you essentially asking if time spent working in a different tax jurisdiction can be used as credit in another?

    Probably a bit more of a nuanced question than the usual ones we get on here regarding topping up, I would amend the thread title to mention that as people may be bored of coming into the usual type of thread by now lol.
  • ozlow
    ozlow Posts: 10 Forumite
    Second Anniversary First Post
    edited 16 November 2023 at 11:45AM
    la531983 said:
    Are you essentially asking if time spent working in a different tax jurisdiction can be used as credit in another?

    Probably a bit more of a nuanced question than the usual ones we get on here regarding topping up, I would amend the thread title to mention that as people may be bored of coming into the usual type of thread by now lol.
    yes!
    and you are right. I can't seem to edit my original post however. Guess I need a certain amount of posts or something like that?
    I have edited the title now
  • molerat
    molerat Posts: 34,595 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Which 2 years ?
    You should be able to pay for years 2006-07 and later at class 2 rates.  If you post up the details below from your forecast someone will comment
    Current weekly £££.pp amount accrued up to April 2023
    Number of pre April 2016 NI years full
    Number of post April 2016 NI years full
    Tax year you reach state retirement
    Any COPE amount shown, in a click link in "You've been in a contracted-out pension scheme" if there is one.
    Years which show not full and prices
    Are you currently working ?

  • ozlow
    ozlow Posts: 10 Forumite
    Second Anniversary First Post
    edited 16 November 2023 at 12:27PM
    molerat said:
    Which 2 years ?
    You should be able to pay for years 2006-07 and later at class 2 rates.  If you post up the details below from your forecast someone will comment
    Current weekly £££.pp amount accrued up to April 2023
    Number of pre April 2016 NI years full
    Number of post April 2016 NI years full
    Tax year you reach state retirement
    Any COPE amount shown, in a click link in "You've been in a contracted-out pension scheme" if there is one.
    Years which show not full and prices
    Are you currently working ?

    it's for Jan 2005 to Oct 2006
    the NI record site says for 2006:
    "You can make up the shortfall

    Pay a voluntary contribution of £824.20 by 5 April 2025. This shortfall may increase after 5 April 2025."

    The overall "statement" says:

    "You have:

    • 25 years of full contributions
    • 21 years to contribute before 5 April 2044
    • 5 years when you did not contribute enough"
    includes an early 3 years when I was a student, 1999 and earlier.
    No COPE amount
    Pre April 16 - 17 years
    post April 16 - 8 years

    I am currently working

  • molerat
    molerat Posts: 34,595 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How much is the current amount up to April 2023? On the information provided so far it seems pointless filling gaps
  • ozlow said:
    I have, I have 6 years left. It'd be nice to have 4 years left!
    What do you mean by this? Six years left until what?
  • xylophone
    xylophone Posts: 45,615 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Molerat asked

    Current weekly £££.pp amount accrued up to April 2023

    What is the answer to this question?

  • ozlow
    ozlow Posts: 10 Forumite
    Second Anniversary First Post
    From the state pension forecast:
    https://www.tax.service.gov.uk/check-your-state-pension/account

    "Estimate based on your National Insurance record up to 5 April 2023

    £171.07 a week

    Forecast if you contribute another 6 years before 5 April 2044

    £203.85 a week

    £203.85 is the most you can get"


    So I need another 6 full years to get the full state pension, but it would be nice if I could qualify in 4 by using my 2 missing Ireland years.
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