Possible rejection of home insurance claim.
Hi, I hope someone will be able to help me, i recently made a claim on my home insurance for an escape of water which caused a considerable amount of damage to my kitchen. The loss adjuster was sent out and a few days later I received an e-mail saying that it was flagged up during their search that my wife had once entered an IVA, to which I was unaware. They had sent over a screenshot of my application where on one of the questions was has anyone in your household ever been bankrupt had CCJs or entered a debt management scheme to which i ticked no. I only found out that she had indeed entered an IVA once this was flagged up by the loss adjuster. My wife told me that she had no obligation to tell me about this as we are both financially independent. I'am the one on the title deeds for the property, pay the mortgage and pay all the insurances. I answered all questions to the best of my knowledge at that time. Does anyone know if this claim will be rejected or not, any input would be appreciated.
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