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Please help me buy a home (Update on page 4)

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  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh OP this is fantastic - congratulations! 

    Time for a mortgage free diary now then? Get those overpayments underway, (you DID choose a product that would allow OPing didn’t you?! 😆
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Skiddaw1
    Skiddaw1 Posts: 2,271 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Congratulations from me too OP! It sounds like life is pretty splendid. Bet you have no regrets... :)
  • Jami74
    Jami74 Posts: 1,291 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    EssexHebridean said:
    Oh OP this is fantastic - congratulations! 
    Time for a mortgage free diary now then? Get those overpayments underway, (you DID choose a product that would allow OPing didn’t you?! 😆
    Thank-you!
    Of course! I can overpay 10% each year without penalty but am thinking of putting into cash ISA instead during the year as the interest is a bit higher.
    Debt Free: 01/01/2020
    Mortgage: 11/09/2024
  • our_des
    our_des Posts: 66 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    This is lovely to read! Congratulations  :)
  • 400ixl
    400ixl Posts: 4,482 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Congrats, was it James Paget you ended up at?
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