Car insurance-named driver not owner

makemerich12

My car has gone bang yet I need a car to get to work, I could use my dad's as it's not in use anymore.But i'm worried my insurance will rocket if I'm down as the main driver but not owner.

I can easily just send the form off in my name

LightFlare

If you mean registered keeper as opposed to owner (there is a definite difference). - it shouldn’t make a massive difference.

I am main named driver on a vehicle that is Regis to my wife and it make little to no difference.

Just be honest with answering the questions

Is your dads car still insured ? Having two insurance policies on a single vehicle is generally to be avoided

makemerich12

yes sorry resistered keeper, I'll just be the main driver and only one insurance company its currently not insured

LightFlare

Shouldn’t be an issue - make sure you tax it as well if it’s SORN’d

Probably easier to talk to a human - if that’s possible nowadays

Flugelhorn

I don;t think there is a problem - one of my DC drives a car that he is main driver but I am owner of, suspect he might even get lower premium as they think he will look after it better if it belongs to mother 

DullGreyGuy

As long as the owner/keeper is a close relative insurers don't tend to mind too much... it's when its random friends or companies that they tend to get more twitchy.