Investments over the last 2 years

Hoenir

Kaizen917 said:

I am being generic saying that but the likely culprit for your 50k investment was the same that caused my workplace pension to kinda stagnate over the last 2 years - bonds taking a bit of a hit (only reason it didnt go down was because I switched to more equity about a year ago).

Equities carry far greater risk and exposure to volatility than bonds. Government bonds in general and the manner in which they are priced on a daily basis is generally poorly understood. Individual gilts unlike equities have a guaranteed return and ultimately will recover in value as their maturity date progressively approaches. 

Albermarle

Kaizen917 said:

"High risk" comes from the theoretical volatility that an investment can have (whether up or down) but it doesnt imply that this has a higher chance of being down compared to a "medium" oriented portfolio.

I am being generic saying that but the likely culprit for your 50k investment was the same that caused my workplace pension to kinda stagnate over the last 2 years - bonds taking a bit of a hit (only reason it didnt go down was because I switched to more equity about a year ago).

You are right when it comes to taking about most mainstream diversified investment funds.
However I think 'real risk', rather than just volatility does come into play if you are investing in individual shares or very exotic sectors, unregulated investments etc 

MACKEM99

Sorry can't see where to start a thread but want to ask a question.  What does the shell shares buyback mean for a UK shareholder ..if anything?

jimjames

MACKEM99 said:

Sorry can't see where to start a thread but want to ask a question.  What does the shell shares buyback mean for a UK shareholder ..if anything?

At the top of the page there is a big red + Create New button. Use that and you'll be able to add your own question

ColdIron

Big red + at the bottom on a mobile